ARC vs PLC › Michigan
ARC-CO and PLC · FSA official
Michigan ARC-CO benchmark yields for 2026, by county
FSA’s official program year 2026 ARC-CO benchmark yields for 80 Michigan counties, by crop and by practice where FSA splits irrigated and non-irrigated. FSA has not posted 2027 benchmarks; the 2027 benchmark shifts the window one year.
2026 signup closesDec 11, 2026
2027 signupNov 2 to Mar 15, 2027
Prices that apply in every county. 2026 effective reference price: corn $4.42, soybeans $10.71, wheat $6.35. 2026 ARC-CO benchmark price: corn $5.03, soybeans $12.17, wheat $6.98. When the county yield comes in at its benchmark, ARC-CO pays when the season-average price ends at $4.52 or lower for corn, $10.95 for soybeans and $6.28 for wheat.
Official benchmark yield and revenue by county
Benchmark yield in bu/acre (FSA, 2026). Revenue = yield × 2026 benchmark price, $/acre. Max/base ac = 12% of revenue on 85% of base.
| County | Crop | Practice | Yield | Revenue | Max/base ac |
|---|---|---|---|---|---|
| Alcona | Corn | All practices | 152.71 | $768 | $78 |
| Soybeans | All practices | 36.80 | $448 | $46 | |
| Wheat | All practices | 64.75 | $452 | $46 | |
| Alger | Corn | All practices | 120.83 | $608 | $62 |
| Wheat | All practices | 61.79 | $431 | $44 | |
| Allegan | Corn | Irrigated | 224.27 | $1,128 | $115 |
| Corn | Non-irrigated | 189.20 | $952 | $97 | |
| Soybeans | Irrigated | 64.01 | $779 | $79 | |
| Soybeans | Non-irrigated | 49.97 | $608 | $62 | |
| Wheat | All practices | 70.88 | $495 | $50 | |
| Alpena | Corn | All practices | 160.98 | $810 | $83 |
| Soybeans | All practices | 41.21 | $502 | $51 | |
| Wheat | All practices | 61.31 | $428 | $44 | |
| Antrim | Corn | All practices | 144.07 | $725 | $74 |
| Soybeans | All practices | 37.08 | $451 | $46 | |
| Wheat | All practices | 59.56 | $416 | $42 | |
| Arenac | Corn | All practices | 177.26 | $892 | $91 |
| Soybeans | All practices | 45.61 | $555 | $57 | |
| Wheat | All practices | 79.87 | $557 | $57 | |
| Baraga | Corn | All practices | 111.68 | $562 | $57 |
| Barry | Corn | Irrigated | 218.15 | $1,097 | $112 |
| Corn | Non-irrigated | 177.76 | $894 | $91 | |
| Soybeans | Irrigated | 60.65 | $738 | $75 | |
| Soybeans | Non-irrigated | 49.26 | $599 | $61 | |
| Wheat | All practices | 79.32 | $554 | $56 | |
| Bay | Corn | Irrigated | 197.26 | $992 | $101 |
| Corn | Non-irrigated | 197.85 | $995 | $102 | |
| Soybeans | Irrigated | 61.23 | $745 | $76 | |
| Soybeans | Non-irrigated | 54.61 | $665 | $68 | |
| Wheat | All practices | 88.79 | $620 | $63 | |
| Benzie | Corn | All practices | 120.44 | $606 | $62 |
| Wheat | All practices | 57.23 | $399 | $41 | |
| Berrien | Corn | Irrigated | 224.97 | $1,132 | $115 |
| Corn | Non-irrigated | 180.62 | $909 | $93 | |
| Soybeans | Irrigated | 60.57 | $737 | $75 | |
| Soybeans | Non-irrigated | 46.21 | $562 | $57 | |
| Wheat | All practices | 70.79 | $494 | $50 | |
| Branch | Corn | Irrigated | 216.31 | $1,088 | $111 |
| Corn | Non-irrigated | 175.74 | $884 | $90 | |
| Soybeans | Irrigated | 61.59 | $750 | $76 | |
| Soybeans | Non-irrigated | 48.54 | $591 | $60 | |
| Wheat | All practices | 72.87 | $509 | $52 | |
| Calhoun | Corn | Irrigated | 206.15 | $1,037 | $106 |
| Corn | Non-irrigated | 171.82 | $864 | $88 | |
| Soybeans | Irrigated | 59.67 | $726 | $74 | |
| Soybeans | Non-irrigated | 44.55 | $542 | $55 | |
| Wheat | All practices | 65.24 | $455 | $46 | |
| Cass | Corn | Irrigated | 213.77 | $1,075 | $110 |
| Corn | Non-irrigated | 154.55 | $777 | $79 | |
| Soybeans | Irrigated | 60.97 | $742 | $76 | |
| Soybeans | Non-irrigated | 42.43 | $516 | $53 | |
| Wheat | All practices | 63.55 | $444 | $45 | |
| Charlevoix | Corn | All practices | 130.82 | $658 | $67 |
| Soybeans | All practices | 40.80 | $497 | $51 | |
| Wheat | All practices | 58.76 | $410 | $42 | |
| Cheboygan | Corn | All practices | 124.98 | $629 | $64 |
| Soybeans | All practices | 40.80 | $497 | $51 | |
| Wheat | All practices | 58.57 | $409 | $42 | |
| Chippewa | Corn | All practices | 124.83 | $628 | $64 |
| Soybeans | All practices | 30.88 | $376 | $38 | |
| Wheat | All practices | 61.79 | $431 | $44 | |
| Clare | Corn | All practices | 155.27 | $781 | $80 |
| Soybeans | All practices | 32.11 | $391 | $40 | |
| Wheat | All practices | 62.09 | $433 | $44 | |
| Clinton | Corn | Irrigated | 219.35 | $1,103 | $113 |
| Corn | Non-irrigated | 183.72 | $924 | $94 | |
| Soybeans | Irrigated | 60.35 | $734 | $75 | |
| Soybeans | Non-irrigated | 51.13 | $622 | $63 | |
| Wheat | All practices | 83.34 | $582 | $59 | |
| Delta | Corn | All practices | 117.42 | $591 | $60 |
| Soybeans | All practices | 30.88 | $376 | $38 | |
| Wheat | All practices | 61.79 | $431 | $44 | |
| Dickinson | Corn | All practices | 131.68 | $662 | $68 |
| Eaton | Corn | All practices | 181.93 | $915 | $93 |
| Soybeans | Irrigated | 54.23 | $660 | $67 | |
| Soybeans | Non-irrigated | 50.02 | $609 | $62 | |
| Wheat | All practices | 78.58 | $548 | $56 | |
| Emmet | Corn | All practices | 126.02 | $634 | $65 |
| Soybeans | All practices | 40.80 | $497 | $51 | |
| Wheat | All practices | 59.64 | $416 | $42 | |
| Genesee | Corn | All practices | 164.38 | $827 | $84 |
| Soybeans | All practices | 44.94 | $547 | $56 | |
| Wheat | All practices | 80.95 | $565 | $58 | |
| Gladwin | Corn | All practices | 172.59 | $868 | $89 |
| Soybeans | All practices | 41.65 | $507 | $52 | |
| Wheat | All practices | 67.33 | $470 | $48 | |
| Grand Traverse | Corn | All practices | 140.83 | $708 | $72 |
| Soybeans | All practices | 37.81 | $460 | $47 | |
| Wheat | All practices | 51.40 | $359 | $37 | |
| Gratiot | Corn | Irrigated | 209.65 | $1,055 | $108 |
| Corn | Non-irrigated | 187.15 | $941 | $96 | |
| Soybeans | Irrigated | 55.11 | $671 | $68 | |
| Soybeans | Non-irrigated | 53.19 | $647 | $66 | |
| Wheat | All practices | 80.58 | $562 | $57 | |
| Hillsdale | Corn | Irrigated | 219.73 | $1,105 | $113 |
| Corn | Non-irrigated | 184.01 | $926 | $94 | |
| Soybeans | Irrigated | 60.25 | $733 | $75 | |
| Soybeans | Non-irrigated | 49.99 | $608 | $62 | |
| Wheat | All practices | 79.19 | $553 | $56 | |
| Houghton | Corn | All practices | 109.66 | $552 | $56 |
| Huron | Corn | Irrigated | 216.06 | $1,087 | $111 |
| Corn | Non-irrigated | 210.53 | $1,059 | $108 | |
| Soybeans | Irrigated | 62.57 | $761 | $78 | |
| Soybeans | Non-irrigated | 48.64 | $592 | $60 | |
| Wheat | All practices | 103.06 | $719 | $73 | |
| Ingham | Corn | All practices | 185.66 | $934 | $95 |
| Soybeans | Irrigated | 58.61 | $713 | $73 | |
| Soybeans | Non-irrigated | 50.12 | $610 | $62 | |
| Wheat | All practices | 78.02 | $545 | $56 | |
| Ionia | Corn | Irrigated | 233.25 | $1,173 | $120 |
| Corn | Non-irrigated | 198.89 | $1,000 | $102 | |
| Soybeans | Irrigated | 66.22 | $806 | $82 | |
| Soybeans | Non-irrigated | 53.76 | $654 | $67 | |
| Wheat | All practices | 88.51 | $618 | $63 | |
| Iosco | Corn | All practices | 163.47 | $822 | $84 |
| Soybeans | All practices | 39.84 | $485 | $49 | |
| Wheat | All practices | 77.71 | $542 | $55 | |
| Iron | Corn | All practices | 116.56 | $586 | $60 |
| Wheat | All practices | 61.79 | $431 | $44 | |
| Isabella | Corn | Irrigated | 172.80 | $869 | $89 |
| Corn | Non-irrigated | 182.24 | $917 | $94 | |
| Soybeans | Irrigated | 47.44 | $577 | $59 | |
| Soybeans | Non-irrigated | 45.60 | $555 | $57 | |
| Wheat | All practices | 73.57 | $514 | $52 | |
| Jackson | Corn | Irrigated | 213.03 | $1,072 | $109 |
| Corn | Non-irrigated | 170.90 | $860 | $88 | |
| Soybeans | Irrigated | 59.40 | $723 | $74 | |
| Soybeans | Non-irrigated | 46.89 | $571 | $58 | |
| Wheat | All practices | 73.87 | $516 | $53 | |
| Kalamazoo | Corn | Irrigated | 222.53 | $1,119 | $114 |
| Corn | Non-irrigated | 172.20 | $866 | $88 | |
| Soybeans | Irrigated | 68.35 | $832 | $85 | |
| Soybeans | Non-irrigated | 46.92 | $571 | $58 | |
| Wheat | All practices | 73.79 | $515 | $53 | |
| Kalkaska | Corn | All practices | 135.99 | $684 | $70 |
| Soybeans | All practices | 37.08 | $451 | $46 | |
| Wheat | All practices | 61.88 | $432 | $44 | |
| Kent | Corn | Irrigated | 215.20 | $1,082 | $110 |
| Corn | Non-irrigated | 184.15 | $926 | $94 | |
| Soybeans | Irrigated | 60.63 | $738 | $75 | |
| Soybeans | Non-irrigated | 49.98 | $608 | $62 | |
| Wheat | All practices | 76.47 | $534 | $54 | |
| Lake | Corn | All practices | 156.85 | $789 | $80 |
| Wheat | All practices | 63.56 | $444 | $45 | |
| Lapeer | Corn | All practices | 179.65 | $904 | $92 |
| Soybeans | All practices | 45.64 | $555 | $57 | |
| Wheat | All practices | 79.32 | $554 | $56 | |
| Leelanau | Corn | All practices | 114.02 | $574 | $58 |
| Soybeans | All practices | 40.80 | $497 | $51 | |
| Wheat | All practices | 57.23 | $399 | $41 | |
| Lenawee | Corn | Irrigated | 222.59 | $1,120 | $114 |
| Corn | Non-irrigated | 192.98 | $971 | $99 | |
| Soybeans | Irrigated | 69.10 | $841 | $86 | |
| Soybeans | Non-irrigated | 54.16 | $659 | $67 | |
| Wheat | All practices | 90.14 | $629 | $64 | |
| Livingston | Corn | All practices | 184.65 | $929 | $95 |
| Soybeans | All practices | 49.93 | $608 | $62 | |
| Wheat | All practices | 71.61 | $500 | $51 | |
| Luce | Corn | All practices | 120.14 | $604 | $62 |
| Soybeans | All practices | 30.88 | $376 | $38 | |
| Wheat | All practices | 61.79 | $431 | $44 | |
| Mackinac | Corn | All practices | 120.14 | $604 | $62 |
| Soybeans | All practices | 30.88 | $376 | $38 | |
| Wheat | All practices | 61.79 | $431 | $44 | |
| Macomb | Corn | All practices | 182.71 | $919 | $94 |
| Soybeans | All practices | 40.40 | $492 | $50 | |
| Wheat | All practices | 74.81 | $522 | $53 | |
| Manistee | Corn | All practices | 151.69 | $763 | $78 |
| Soybeans | All practices | 37.46 | $456 | $47 | |
| Wheat | All practices | 62.40 | $436 | $44 | |
| Marquette | Corn | All practices | 121.89 | $613 | $63 |
| Wheat | All practices | 61.79 | $431 | $44 | |
| Mason | Corn | Irrigated | 198.23 | $997 | $102 |
| Corn | Non-irrigated | 164.89 | $829 | $85 | |
| Soybeans | All practices | 46.04 | $560 | $57 | |
| Wheat | All practices | 68.63 | $479 | $49 | |
| Mecosta | Corn | Irrigated | 186.98 | $941 | $96 |
| Corn | Non-irrigated | 121.58 | $612 | $62 | |
| Soybeans | Irrigated | 53.32 | $649 | $66 | |
| Soybeans | Non-irrigated | 33.80 | $411 | $42 | |
| Wheat | All practices | 71.44 | $499 | $51 | |
| Menominee | Corn | All practices | 133.81 | $673 | $69 |
| Soybeans | All practices | 30.88 | $376 | $38 | |
| Wheat | All practices | 61.79 | $431 | $44 | |
| Midland | Corn | Irrigated | 199.10 | $1,001 | $102 |
| Corn | Non-irrigated | 185.09 | $931 | $95 | |
| Soybeans | All practices | 48.02 | $584 | $60 | |
| Wheat | All practices | 72.46 | $506 | $52 | |
| Missaukee | Corn | Irrigated | 220.28 | $1,108 | $113 |
| Corn | Non-irrigated | 193.57 | $974 | $99 | |
| Soybeans | All practices | 36.12 | $440 | $45 | |
| Wheat | All practices | 64.65 | $451 | $46 | |
| Monroe | Corn | Irrigated | 237.86 | $1,196 | $122 |
| Corn | Non-irrigated | 195.80 | $985 | $100 | |
| Soybeans | All practices | 49.49 | $602 | $61 | |
| Wheat | All practices | 93.84 | $655 | $67 | |
| Montcalm | Corn | Irrigated | 206.30 | $1,038 | $106 |
| Corn | Non-irrigated | 165.30 | $831 | $85 | |
| Soybeans | Irrigated | 58.05 | $706 | $72 | |
| Soybeans | Non-irrigated | 46.04 | $560 | $57 | |
| Wheat | Irrigated | 75.23 | $525 | $54 | |
| Wheat | Non-irrigated | 67.32 | $470 | $48 | |
| Montmorency | Corn | All practices | 145.60 | $732 | $75 |
| Soybeans | All practices | 41.18 | $501 | $51 | |
| Wheat | All practices | 61.93 | $432 | $44 | |
| Muskegon | Corn | Irrigated | 200.18 | $1,007 | $103 |
| Corn | Non-irrigated | 175.18 | $881 | $90 | |
| Soybeans | All practices | 50.37 | $613 | $63 | |
| Wheat | All practices | 66.47 | $464 | $47 | |
| Newaygo | Corn | Irrigated | 191.89 | $965 | $98 |
| Corn | Non-irrigated | 168.04 | $845 | $86 | |
| Soybeans | All practices | 50.92 | $620 | $63 | |
| Wheat | All practices | 59.37 | $414 | $42 | |
| Oakland | Corn | All practices | 140.38 | $706 | $72 |
| Soybeans | All practices | 32.84 | $400 | $41 | |
| Wheat | All practices | 68.70 | $480 | $49 | |
| Oceana | Corn | Irrigated | 181.24 | $912 | $93 |
| Corn | Non-irrigated | 142.62 | $717 | $73 | |
| Soybeans | Irrigated | 48.69 | $593 | $60 | |
| Soybeans | Non-irrigated | 39.29 | $478 | $49 | |
| Wheat | All practices | 62.15 | $434 | $44 | |
| Ogemaw | Corn | All practices | 169.60 | $853 | $87 |
| Soybeans | All practices | 41.34 | $503 | $51 | |
| Wheat | All practices | 71.45 | $499 | $51 | |
| Ontonagon | Corn | All practices | 110.76 | $557 | $57 |
| Wheat | All practices | 61.79 | $431 | $44 | |
| Osceola | Corn | All practices | 173.81 | $874 | $89 |
| Soybeans | All practices | 36.49 | $444 | $45 | |
| Wheat | All practices | 63.89 | $446 | $45 | |
| Oscoda | Corn | All practices | 152.22 | $766 | $78 |
| Otsego | Corn | All practices | 145.41 | $731 | $75 |
| Soybeans | All practices | 39.90 | $486 | $50 | |
| Wheat | All practices | 61.35 | $428 | $44 | |
| Ottawa | Corn | Irrigated | 214.62 | $1,080 | $110 |
| Corn | Non-irrigated | 190.19 | $957 | $98 | |
| Soybeans | Irrigated | 56.58 | $689 | $70 | |
| Soybeans | Non-irrigated | 53.00 | $645 | $66 | |
| Wheat | All practices | 66.17 | $462 | $47 | |
| Presque Isle | Soybeans | All practices | 28.75 | $350 | $36 |
| Wheat | All practices | 54.19 | $378 | $39 | |
| Roscommon | Corn | All practices | 166.49 | $837 | $85 |
| Saginaw | Corn | All practices | 180.38 | $907 | $93 |
| Soybeans | Irrigated | 61.72 | $751 | $77 | |
| Soybeans | Non-irrigated | 52.00 | $633 | $65 | |
| Wheat | All practices | 86.04 | $601 | $61 | |
| Sanilac | Corn | All practices | 205.78 | $1,035 | $106 |
| Soybeans | All practices | 53.68 | $653 | $67 | |
| Wheat | All practices | 96.19 | $671 | $68 | |
| Schoolcraft | Corn | All practices | 121.09 | $609 | $62 |
| Wheat | All practices | 61.79 | $431 | $44 | |
| Shiawassee | Corn | All practices | 180.67 | $909 | $93 |
| Soybeans | Irrigated | 56.24 | $684 | $70 | |
| Soybeans | Non-irrigated | 49.06 | $597 | $61 | |
| Wheat | All practices | 81.57 | $569 | $58 | |
| St. Clair | Corn | All practices | 176.41 | $887 | $91 |
| Soybeans | All practices | 40.14 | $489 | $50 | |
| Wheat | All practices | 79.96 | $558 | $57 | |
| St. Joseph | Corn | Irrigated | 187.15 | $941 | $96 |
| Corn | Non-irrigated | 140.38 | $706 | $72 | |
| Soybeans | Irrigated | 58.07 | $707 | $72 | |
| Soybeans | Non-irrigated | 40.08 | $488 | $50 | |
| Wheat | All practices | 74.33 | $519 | $53 | |
| Tuscola | Corn | Irrigated | 207.39 | $1,043 | $106 |
| Corn | Non-irrigated | 193.95 | $976 | $100 | |
| Soybeans | Irrigated | 57.89 | $705 | $72 | |
| Soybeans | Non-irrigated | 53.72 | $654 | $67 | |
| Wheat | Non-irrigated | 91.96 | $642 | $65 | |
| Van Buren | Corn | Irrigated | 212.45 | $1,069 | $109 |
| Corn | Non-irrigated | 160.38 | $807 | $82 | |
| Soybeans | Irrigated | 59.73 | $727 | $74 | |
| Soybeans | Non-irrigated | 40.03 | $487 | $50 | |
| Wheat | All practices | 70.35 | $491 | $50 | |
| Washtenaw | Corn | Irrigated | 216.98 | $1,091 | $111 |
| Corn | Non-irrigated | 173.37 | $872 | $89 | |
| Soybeans | Irrigated | 63.85 | $777 | $79 | |
| Soybeans | Non-irrigated | 45.70 | $556 | $57 | |
| Wheat | All practices | 77.57 | $541 | $55 | |
| Wayne | Corn | All practices | 122.60 | $617 | $63 |
| Soybeans | All practices | 33.72 | $410 | $42 | |
| Wheat | All practices | 71.30 | $498 | $51 | |
| Wexford | Corn | Irrigated | 192.76 | $970 | $99 |
| Corn | Non-irrigated | 157.25 | $791 | $81 | |
| Soybeans | All practices | 37.53 | $457 | $47 | |
| Wheat | All practices | 60.63 | $423 | $43 |
A county or crop not listed: FSA’s files have nothing for it. Ask the county FSA office for “the 2026 ARC-CO benchmark yield for my county, crop and practice (irrigated or non-irrigated)”, or look it up in FSA’s program data (file: ARC-CO benchmark yields and revenues, program year 2026). Then type it into the calculator.
PLC vs ARC-CO break-even at the benchmark yield
When the county yield comes in at its benchmark, which program pays more depends on the season-average price and on your PLC yield as a share of the county’s official benchmark. Expressed that way, the break-even is the same in every Michigan county. 2026 prices, corn:
| PLC yield, % of your official benchmark | Which pays more, by season-average price |
|---|---|
| 60% | PLC: $3.41 or lower ARC-CO: $3.42 to $4.52 |
| 70% | PLC: $3.55 or lower ARC-CO: $3.56 to $4.52 |
| 80% | PLC: $3.66 or lower ARC-CO: $3.67 to $4.52 |
| 90% | PLC: $3.74 or lower ARC-CO: $3.75 to $4.52 |
| 100% | PLC: $3.81 or lower ARC-CO: $3.82 to $4.52 |
Soybeans:
| PLC yield, % of your official benchmark | Which pays more, by season-average price |
|---|---|
| 60% | PLC: $8.27 or lower ARC-CO: $8.28 to $10.95 |
| 70% | PLC: $8.62 or lower ARC-CO: $8.63 to $10.95 |
| 80% | PLC: $8.88 or lower ARC-CO: $8.89 to $10.95 |
| 90% | PLC: $9.08 or lower ARC-CO: $9.09 to $10.95 |
| 100% | PLC: $9.24 or lower ARC-CO: $9.25 to $10.95 |
Wheat:
| PLC yield, % of your official benchmark | Which pays more, by season-average price |
|---|---|
| 60% | PLC: $4.95 or lower ARC-CO: $4.96 to $6.17 |
| 70% | PLC: $5.15 or lower ARC-CO: $5.16 to $6.12 |
| 80% | PLC: $5.30 or lower ARC-CO: $5.31 to $6.00 |
| 90% | PLC: $5.41 or lower ARC-CO: $5.42 to $5.66 |
| 100% | PLC: $6.34 or lower ARC-CO: never |
Per base acre, both programs on 85% of base. Your PLC yield is on the FSA-156EZ. A county yield below benchmark favors ARC-CO.
An estimate, not a USDA determination. FSA ARC/PLC · FSA program data · Find your county office
Related: ARC vs PLC calculator · Michigan cash rent by county · Michigan yield by year · Michigan Farmland Atlas
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