ARC vs PLC › New York
ARC-CO and PLC · FSA official
New York ARC-CO benchmark yields for 2026, by county
FSA’s official program year 2026 ARC-CO benchmark yields for 53 New York counties, by crop and by practice where FSA splits irrigated and non-irrigated. FSA has not posted 2027 benchmarks; the 2027 benchmark shifts the window one year.
Prices that apply in every county. 2026 effective reference price: corn $4.42, soybeans $10.71, wheat $6.35. 2026 ARC-CO benchmark price: corn $5.03, soybeans $12.17, wheat $6.98. When the county yield comes in at its benchmark, ARC-CO pays when the season-average price ends at $4.52 or lower for corn, $10.95 for soybeans and $6.28 for wheat.
Official benchmark yield and revenue by county
Benchmark yield in bu/acre (FSA, 2026). Revenue = yield × 2026 benchmark price, $/acre. Max/base ac = 12% of revenue on 85% of base.
| County | Crop | Practice | Yield | Revenue | Max/base ac |
|---|---|---|---|---|---|
| Albany | Corn | All practices | 148.36 | $746 | $76 |
| Soybeans | All practices | 44.97 | $547 | $56 | |
| Wheat | All practices | 70.00 | $489 | $50 | |
| Allegany | Corn | All practices | 157.43 | $792 | $81 |
| Soybeans | All practices | 38.57 | $469 | $48 | |
| Wheat | All practices | 73.53 | $513 | $52 | |
| Broome | Corn | All practices | 151.63 | $763 | $78 |
| Soybeans | All practices | 47.20 | $574 | $59 | |
| Wheat | All practices | 74.67 | $521 | $53 | |
| Cattaraugus | Corn | All practices | 169.06 | $850 | $87 |
| Soybeans | All practices | 40.44 | $492 | $50 | |
| Wheat | All practices | 72.83 | $508 | $52 | |
| Cayuga | Corn | All practices | 172.27 | $867 | $88 |
| Soybeans | All practices | 51.00 | $621 | $63 | |
| Wheat | All practices | 84.78 | $592 | $60 | |
| Chautauqua | Corn | All practices | 180.36 | $907 | $93 |
| Soybeans | All practices | 47.61 | $579 | $59 | |
| Wheat | All practices | 69.33 | $484 | $49 | |
| Chemung | Corn | All practices | 181.13 | $911 | $93 |
| Soybeans | All practices | 48.24 | $587 | $60 | |
| Wheat | All practices | 74.67 | $521 | $53 | |
| Chenango | Corn | All practices | 152.74 | $768 | $78 |
| Soybeans | All practices | 48.19 | $586 | $60 | |
| Wheat | All practices | 71.00 | $496 | $51 | |
| Clinton | Corn | All practices | 159.43 | $802 | $82 |
| Soybeans | All practices | 49.40 | $601 | $61 | |
| Columbia | Corn | All practices | 156.63 | $788 | $80 |
| Soybeans | All practices | 47.77 | $581 | $59 | |
| Wheat | All practices | 71.67 | $500 | $51 | |
| Cortland | Corn | All practices | 178.07 | $896 | $91 |
| Soybeans | All practices | 47.76 | $581 | $59 | |
| Wheat | All practices | 71.00 | $496 | $51 | |
| Delaware | Corn | All practices | 133.53 | $672 | $69 |
| Dutchess | Corn | All practices | 163.16 | $821 | $84 |
| Soybeans | All practices | 51.67 | $629 | $64 | |
| Wheat | All practices | 71.67 | $500 | $51 | |
| Erie | Corn | All practices | 160.10 | $805 | $82 |
| Soybeans | All practices | 38.90 | $473 | $48 | |
| Wheat | All practices | 55.83 | $390 | $40 | |
| Essex | Corn | All practices | 144.71 | $728 | $74 |
| Wheat | All practices | 70.00 | $489 | $50 | |
| Franklin | Corn | All practices | 152.61 | $768 | $78 |
| Soybeans | All practices | 50.24 | $611 | $62 | |
| Wheat | All practices | 70.00 | $489 | $50 | |
| Fulton | Corn | All practices | 165.88 | $834 | $85 |
| Soybeans | All practices | 52.07 | $634 | $65 | |
| Wheat | All practices | 73.00 | $510 | $52 | |
| Genesee | Corn | All practices | 182.91 | $920 | $94 |
| Soybeans | All practices | 52.77 | $642 | $66 | |
| Wheat | All practices | 83.55 | $583 | $59 | |
| Greene | Corn | All practices | 157.21 | $791 | $81 |
| Wheat | All practices | 71.67 | $500 | $51 | |
| Herkimer | Corn | All practices | 161.43 | $812 | $83 |
| Soybeans | All practices | 53.32 | $649 | $66 | |
| Wheat | All practices | 71.82 | $501 | $51 | |
| Jefferson | Corn | All practices | 140.94 | $709 | $72 |
| Soybeans | All practices | 39.74 | $484 | $49 | |
| Wheat | All practices | 66.18 | $462 | $47 | |
| Lewis | Corn | All practices | 149.89 | $754 | $77 |
| Soybeans | All practices | 47.82 | $582 | $59 | |
| Livingston | Corn | All practices | 200.22 | $1,007 | $103 |
| Soybeans | All practices | 56.26 | $685 | $70 | |
| Wheat | All practices | 84.30 | $588 | $60 | |
| Madison | Corn | All practices | 166.29 | $836 | $85 |
| Soybeans | All practices | 43.95 | $535 | $55 | |
| Wheat | All practices | 69.88 | $488 | $50 | |
| Monroe | Corn | All practices | 198.42 | $998 | $102 |
| Soybeans | All practices | 55.53 | $676 | $69 | |
| Wheat | All practices | 84.23 | $588 | $60 | |
| Montgomery | Corn | All practices | 164.72 | $829 | $85 |
| Soybeans | All practices | 57.66 | $702 | $72 | |
| Wheat | All practices | 74.67 | $521 | $53 | |
| Niagara | Corn | All practices | 183.51 | $923 | $94 |
| Soybeans | All practices | 47.18 | $574 | $59 | |
| Wheat | All practices | 78.27 | $546 | $56 | |
| Oneida | Corn | All practices | 167.35 | $842 | $86 |
| Soybeans | All practices | 50.45 | $614 | $63 | |
| Wheat | All practices | 72.64 | $507 | $52 | |
| Onondaga | Corn | All practices | 178.75 | $899 | $92 |
| Soybeans | All practices | 51.15 | $622 | $63 | |
| Wheat | All practices | 78.14 | $545 | $56 | |
| Ontario | Corn | All practices | 176.27 | $887 | $90 |
| Soybeans | All practices | 52.68 | $641 | $65 | |
| Wheat | All practices | 83.32 | $582 | $59 | |
| Orange | Corn | All practices | 160.71 | $808 | $82 |
| Soybeans | All practices | 62.06 | $755 | $77 | |
| Wheat | All practices | 70.00 | $489 | $50 | |
| Orleans | Corn | All practices | 201.56 | $1,014 | $103 |
| Soybeans | All practices | 55.39 | $674 | $69 | |
| Wheat | All practices | 80.20 | $560 | $57 | |
| Oswego | Corn | All practices | 172.46 | $867 | $88 |
| Soybeans | All practices | 49.41 | $601 | $61 | |
| Wheat | All practices | 72.33 | $505 | $51 | |
| Otsego | Corn | All practices | 166.76 | $839 | $86 |
| Soybeans | All practices | 53.94 | $656 | $67 | |
| Wheat | All practices | 70.00 | $489 | $50 | |
| Putnam | Corn | All practices | 161.17 | $811 | $83 |
| Rensselaer | Corn | All practices | 158.01 | $795 | $81 |
| Soybeans | All practices | 48.06 | $585 | $60 | |
| Wheat | All practices | 71.67 | $500 | $51 | |
| Saratoga | Corn | All practices | 159.42 | $802 | $82 |
| Soybeans | All practices | 45.28 | $551 | $56 | |
| Wheat | All practices | 70.00 | $489 | $50 | |
| Schenectady | Corn | All practices | 137.01 | $689 | $70 |
| Soybeans | All practices | 45.94 | $559 | $57 | |
| Schoharie | Corn | All practices | 176.61 | $888 | $91 |
| Soybeans | All practices | 50.99 | $621 | $63 | |
| Schuyler | Corn | All practices | 159.28 | $801 | $82 |
| Soybeans | All practices | 48.46 | $590 | $60 | |
| Wheat | All practices | 69.30 | $484 | $49 | |
| Seneca | Corn | All practices | 175.56 | $883 | $90 |
| Soybeans | All practices | 54.37 | $662 | $67 | |
| Wheat | All practices | 75.48 | $527 | $54 | |
| St. Lawrence | Corn | All practices | 154.98 | $780 | $80 |
| Soybeans | All practices | 38.18 | $465 | $47 | |
| Wheat | All practices | 66.18 | $462 | $47 | |
| Steuben | Corn | All practices | 154.08 | $775 | $79 |
| Soybeans | All practices | 35.03 | $426 | $43 | |
| Wheat | All practices | 71.02 | $496 | $51 | |
| Suffolk | Corn | All practices | 136.71 | $688 | $70 |
| Soybeans | All practices | 51.67 | $629 | $64 | |
| Wheat | All practices | 73.00 | $510 | $52 | |
| Sullivan | Corn | All practices | 148.25 | $746 | $76 |
| Tioga | Corn | All practices | 171.78 | $864 | $88 |
| Soybeans | All practices | 49.59 | $604 | $62 | |
| Wheat | All practices | 74.67 | $521 | $53 | |
| Tompkins | Corn | All practices | 164.55 | $828 | $84 |
| Soybeans | All practices | 48.42 | $589 | $60 | |
| Wheat | All practices | 67.95 | $474 | $48 | |
| Ulster | Corn | All practices | 160.27 | $806 | $82 |
| Wheat | All practices | 71.67 | $500 | $51 | |
| Warren | Corn | All practices | 156.22 | $786 | $80 |
| Washington | Corn | All practices | 158.65 | $798 | $81 |
| Soybeans | All practices | 49.01 | $596 | $61 | |
| Wheat | All practices | 70.00 | $489 | $50 | |
| Wayne | Corn | All practices | 185.50 | $933 | $95 |
| Soybeans | All practices | 52.05 | $633 | $65 | |
| Wheat | All practices | 73.51 | $513 | $52 | |
| Wyoming | Corn | All practices | 183.77 | $924 | $94 |
| Soybeans | All practices | 49.07 | $597 | $61 | |
| Wheat | All practices | 78.61 | $549 | $56 | |
| Yates | Corn | All practices | 185.48 | $933 | $95 |
| Soybeans | All practices | 53.87 | $656 | $67 | |
| Wheat | All practices | 83.27 | $581 | $59 |
A county or crop not listed: FSA’s files have nothing for it. Ask the county FSA office for “the 2026 ARC-CO benchmark yield for my county, crop and practice (irrigated or non-irrigated)”, or look it up in FSA’s program data (file: ARC-CO benchmark yields and revenues, program year 2026). Then type it into the calculator.
PLC vs ARC-CO break-even at the benchmark yield
When the county yield comes in at its benchmark, which program pays more depends on the season-average price and on your PLC yield as a share of the county’s official benchmark. Expressed that way, the break-even is the same in every New York county. 2026 prices, corn:
| PLC yield, % of your official benchmark | Which pays more, by season-average price |
|---|---|
| 60% | PLC: $3.41 or lower ARC-CO: $3.42 to $4.52 |
| 70% | PLC: $3.55 or lower ARC-CO: $3.56 to $4.52 |
| 80% | PLC: $3.66 or lower ARC-CO: $3.67 to $4.52 |
| 90% | PLC: $3.74 or lower ARC-CO: $3.75 to $4.52 |
| 100% | PLC: $3.81 or lower ARC-CO: $3.82 to $4.52 |
Soybeans:
| PLC yield, % of your official benchmark | Which pays more, by season-average price |
|---|---|
| 60% | PLC: $8.27 or lower ARC-CO: $8.28 to $10.95 |
| 70% | PLC: $8.62 or lower ARC-CO: $8.63 to $10.95 |
| 80% | PLC: $8.88 or lower ARC-CO: $8.89 to $10.95 |
| 90% | PLC: $9.08 or lower ARC-CO: $9.09 to $10.95 |
| 100% | PLC: $9.24 or lower ARC-CO: $9.25 to $10.95 |
Wheat:
| PLC yield, % of your official benchmark | Which pays more, by season-average price |
|---|---|
| 60% | PLC: $4.95 or lower ARC-CO: $4.96 to $6.17 |
| 70% | PLC: $5.15 or lower ARC-CO: $5.16 to $6.12 |
| 80% | PLC: $5.30 or lower ARC-CO: $5.31 to $6.00 |
| 90% | PLC: $5.41 or lower ARC-CO: $5.42 to $5.66 |
| 100% | PLC: $6.34 or lower ARC-CO: never |
Per base acre, both programs on 85% of base. Your PLC yield is on the FSA-156EZ. A county yield below benchmark favors ARC-CO.
An estimate, not a USDA determination. FSA ARC/PLC · FSA program data · Find your county office
Related: ARC vs PLC calculator · New York cash rent by county · New York yield by year · New York Farmland Atlas
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