💰 BREAK-EVEN CALCULATOR
⚡ Yield Checklist
- Your APH (Actual Production History)
- County average vs. your field history
- Trend-adjusted yield for this year
- Soil type & drainage quality
- Planting date impact on potential
Conservative estimates protect your plan.
💲 Price Considerations
- Current futures contract price
- Local basis adjustment (+/- from futures)
- Forward contract commitments
- Harvest vs. spring delivery basis
- On-farm storage premium potential
Use the live price above if available.
🌱 Don't Forget
- Base seed cost per bag
- Seed treatment
- Technology / trait fees
- Replant seed reserve
- Inoculant (soybeans)
🧪 Don't Forget
- Nitrogen (anhydrous, urea, UAN)
- Phosphorus (MAP/DAP)
- Potash (K₂O)
- Lime (amortized)
- Sulfur & micros
- Application fees
Soil test recommendations should drive rates.
🧴 Don't Forget
- Pre-emerge herbicides
- Post-emerge herbicides
- Fungicide
- Insecticide
- Adjuvants & surfactants
- Custom application fees
🛡️ Don't Forget
- Net premium (after subsidy)
- Hail / wind endorsement
- Replant provision
- SCO or ECO add-on
- Private hail policy
Ask your agent about ECO — heavily subsidized.
🚜 Don't Forget
- Fuel & lube
- Repairs & maintenance
- Depreciation
- Custom hire
- Hauling / trucking
👷 Don't Forget
- Hired labor
- Owner/operator time value
- Seasonal help
- Benefits & payroll taxes
🏡 Don't Forget
- Cash rent (or flex rent)
- Property tax (if owned)
- Drainage tile payments
- Opportunity cost of owned land
USDA NASS publishes county-level cash rent averages.
📋 Don't Forget
- Interest on operating loan
- Crop drying
- Storage / bin costs
- Marketing & basis fees
- Farm liability insurance
- Accounting & legal
Cost Breakdown
RESULTS
Total Cost/Acre $808/ac
Cost/Bushel $4.49/bu
Break-Even Price $4.49/bu
Gross Revenue/Acre $810/ac
Net Profit/Loss +$2/ac
Return on Investment 0.2%
Yield Needed @ Market180 bu/ac
Farm Total Profit/Loss
--
Margin Indicator
-$200/acBreak-Even+$200/ac
What-If: Profit/Loss per Acre