💰 BREAK-EVEN CALCULATOR

Yield Checklist
  • Your APH (Actual Production History)
  • County average vs. your field history
  • Trend-adjusted yield for this year
  • Soil type & drainage quality
  • Planting date impact on potential
Conservative estimates protect your plan.
Price Considerations
  • Current futures contract price
  • Local basis adjustment (+/- from futures)
  • Forward contract commitments
  • Harvest vs. spring delivery basis
  • On-farm storage premium potential
Use the live price above if available.
Don't Forget
  • Base seed cost per bag
  • Seed treatment
  • Technology / trait fees
  • Replant seed reserve
  • Inoculant (soybeans)
Don't Forget
  • Nitrogen (anhydrous, urea, UAN)
  • Phosphorus (MAP/DAP)
  • Potash (K2O)
  • Lime (amortized)
  • Sulfur & micros
  • Application fees
Soil test recommendations should drive rates.
Don't Forget
  • Pre-emerge herbicides
  • Post-emerge herbicides
  • Fungicide
  • Insecticide
  • Adjuvants & surfactants
  • Custom application fees
Don't Forget
  • Net premium (after subsidy)
  • Hail / wind endorsement
  • Replant provision
  • SCO or ECO add-on
  • Private hail policy
Ask your agent about ECO — heavily subsidized.
Don't Forget
  • Fuel & lube
  • Repairs & maintenance
  • Depreciation
  • Custom hire
  • Hauling / trucking
Don't Forget
  • Hired labor
  • Owner/operator time value
  • Seasonal help
  • Benefits & payroll taxes
Don't Forget
  • Cash rent (or flex rent)
  • Property tax (if owned)
  • Drainage tile payments
  • Opportunity cost of owned land
USDA NASS publishes county-level cash rent averages.
Don't Forget
  • Interest on operating loan
  • Crop drying
  • Storage / bin costs
  • Marketing & basis fees
  • Farm liability insurance
  • Accounting & legal
Cost Breakdown

RESULTS

Total Cost/Acre$808/ac
Cost/Bushel$4.49/bu
Break-Even Price$4.49/bu
Gross Revenue/Acre$810/ac
Net Profit/Loss+$2/ac
Return on Investment0.2%
Yield Needed @ Market180 bu/ac
Farm Total Profit/Loss
--
Margin Indicator
-$200/acBreak-Even+$200/ac
What-If: Profit/Loss per Acre
❓ Break-Even Calculator — Common Questions
Divide your total cost per acre by your expected yield in bushels. For example: $850 per acre total cost ÷ 200 bu/ac expected yield = $4.25/bu break-even price for corn. This is the minimum futures price (before basis) at which you cover all expenses. The calculator above does this automatically as you enter your costs — the Break-Even Price result updates instantly. To stay profitable, your market price (futures + basis) needs to exceed this number.
Total corn production costs in Wisconsin and Minnesota typically range from $700–$950 per acre for tenant farmers, or $550–$800 per acre for land-owners (without cash rent). The biggest variable is land cost — cash rent in prime WI/MN cropland ranges $150–$350/acre. Fertilizer (especially nitrogen) is typically the second-largest cost at $120–$200/acre. Seed runs $100–$160/acre for traited hybrids. The defaults in this calculator reflect a representative Upper Midwest tenant operation — adjust each line for your actual costs to get your true break-even.
Cash rent is typically the single largest per-acre variable cost for tenant farmers, and it moves your break-even directly. Every $50/acre increase in land rent raises your corn break-even by roughly $0.25–$0.28/bu at 180 bu/ac yields. At 200 bu/ac, it's $0.25/bu per $50 rent increase. For soybeans at 55 bu/ac, every $50/acre rent increase adds about $0.91/bu to your break-even. This is why land rent negotiation is one of the highest-value conversations in farm management — the math is direct and permanent.
A complete break-even includes two layers. Direct inputs: seed, fertilizer (N, P, K, lime, sulfur), herbicides (pre and post-emerge), fungicide, insecticide, crop insurance premium (net of subsidy), drying, and trucking. Overhead costs: land rent or property tax/ownership cost, machinery depreciation, fuel and lube, repairs and maintenance, labor (including your own time at a market wage), operating loan interest, and general farm overhead. Many producers undercount labor and depreciation — including your own time at $20–30/hr and machinery depreciation can add $50–120/acre to your true break-even.
The sensitivity table shows profit or loss per acre across 36 different combinations of yield and price simultaneously. Your current inputs are highlighted in green so you can immediately see where you stand. The rows show different yield scenarios (above and below your estimate) and the columns show different price scenarios. Red numbers are losses; green numbers are profitable outcomes. This lets you answer questions like: "If yields come in 10% below plan AND prices drop $0.30, what's my loss per acre?" — without running the calculator multiple times. It's most useful for evaluating crop insurance coverage levels and forward pricing decisions.