What pays more on your base acres for a typical farm here, crop by crop. 2026 signup ends Dec 11.
Is your farm’s PLC yield lower, about the same, or higher than most farms here?
Your PLC yield is on your farm’s FSA-156EZ. Not sure? Leave it on About the same.
Your main crops
Clear pickLeansCloseNo answer yet
Corn · irrigated
ARC-COLeans
ARC-CO comes out about $5 more per base acre, but that swings from year to year. PLC did not come out ahead in any of the 11 price years we ran.
PLC only pays if corn averages under $4.42 a bushel for 2026.
Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
Non-irrigated ground: leans ARC-CO.
2027: close, either one
ARC-COLeans
ARC-CO comes out about $5 more per base acre, but that swings from year to year. PLC did not come out ahead in any of the 11 price years we ran.
PLC only pays if corn averages under $4.42 a bushel for 2026.
Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
Non-irrigated ground: ask your FSA office.
2027: close, either one
ARC-COLeans
ARC-CO comes out about $5 more per base acre, but that swings from year to year. PLC did not come out ahead in any of the 11 price years we ran.
PLC only pays if corn averages under $4.42 a bushel for 2026.
Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
Non-irrigated ground: ask your FSA office.
2027: close, either one
Soybeans · irrigated
Neither expected to payClose
Neither one is likely to pay on soybeans for 2026 at USDA’s price outlook ($12.00).
PLC only pays if soybeans average under $10.71 a bushel for 2026.
Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
Non-irrigated ground: neither pays.
2027: leans ARC-CO
Neither expected to payClose
Neither one is likely to pay on soybeans for 2026 at USDA’s price outlook ($12.00).
PLC only pays if soybeans average under $10.71 a bushel for 2026.
Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
Non-irrigated ground: ask your FSA office.
2027: leans ARC-CO
Neither expected to payClose
Neither one is likely to pay on soybeans for 2026 at USDA’s price outlook ($12.00).
PLC only pays if soybeans average under $10.71 a bushel for 2026.
Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
Non-irrigated ground: ask your FSA office.
2027: leans ARC-CO
Long grain rice
PLCLeans
PLC comes out about $39 more per base acre, but that swings from year to year. ARC-CO did not come out ahead in any of the 11 price years we ran. Long grain rice borrows corn’s price swings, so it stops at Leans.
PLC only pays if long grain rice averages under 16.9 cents a pound for 2026.
2027: no 2027 price yet
PLCLeans
PLC comes out about $61 more per base acre, but that swings from year to year. ARC-CO did not come out ahead in any of the 11 price years we ran. Long grain rice borrows corn’s price swings, so it stops at Leans.
PLC only pays if long grain rice averages under 16.9 cents a pound for 2026.
2027: no 2027 price yet
PLCLeans
PLC comes out about $83 more per base acre, but that swings from year to year. ARC-CO did not come out ahead in any of the 11 price years we ran. Long grain rice borrows corn’s price swings, so it stops at Leans.
PLC only pays if long grain rice averages under 16.9 cents a pound for 2026.
2027: no 2027 price yet
Wheat · non-irrigated
ARC-COLeans
ARC-CO comes out about $3 more per base acre, but that swings from year to year. PLC did not come out ahead in any of the 11 price years we ran. Wheat borrows corn’s price swings, so it stops at Leans.
PLC only pays if wheat averages under $6.35 a bushel for 2026.
Irrigated ground: leans ARC-CO. Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
2027: no 2027 price yet
Either oneClose
They come out about $1 apart per base acre. Too small to matter.
PLC only pays if wheat averages under $6.35 a bushel for 2026.
Irrigated ground: leans ARC-CO. Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
2027: no 2027 price yet
Either oneClose
They come out less than $1 apart per base acre.
PLC only pays if wheat averages under $6.35 a bushel for 2026.
Irrigated ground: either one. Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
2027: no 2027 price yet
Smaller crops here
Each has under 28,500 enrolled base acres in the whole county (FSA, program year 2025).
Seed cotton · irrigated
PLCLeans
PLC comes out about $27 more per base acre, but that swings from year to year. ARC-CO did not come out ahead in any of the 11 price years we ran. Seed cotton borrows corn’s price swings, so it stops at Leans.
PLC only pays if seed cotton averages under 42 cents a pound for 2026.
Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
Non-irrigated ground: leans PLC.
2027: waiting on USDA’s closing 2025 price
PLCLeans
PLC comes out about $33 more per base acre, but that swings from year to year. ARC-CO did not come out ahead in any of the 11 price years we ran. Seed cotton borrows corn’s price swings, so it stops at Leans.
PLC only pays if seed cotton averages under 42 cents a pound for 2026.
Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
Non-irrigated ground: ask your FSA office.
2027: waiting on USDA’s closing 2025 price
PLCLeans
PLC comes out about $38 more per base acre, but that swings from year to year. ARC-CO did not come out ahead in any of the 11 price years we ran. Seed cotton borrows corn’s price swings, so it stops at Leans.
PLC only pays if seed cotton averages under 42 cents a pound for 2026.
Figured with the county’s all-practice PLC yield; an irrigated farm’s own is often higher.
Non-irrigated ground: ask your FSA office.
2027: waiting on USDA’s closing 2025 price
Medium and short grain rice
PLCLeans
PLC comes out about $69 more per base acre, but that swings from year to year. ARC-CO did not come out ahead in any of the 11 price years we ran. Medium and short grain rice borrows corn’s price swings, so it stops at Leans.
PLC only pays if medium and short grain rice averages under 16.9 cents a pound for 2026.
2027: waiting on USDA’s closing 2025 price
Ask FSANo answer yet
FSA’s county average PLC yield is above the county benchmark yield, so there is no typical-farm answer. Ask your FSA office.
2027: waiting on USDA’s closing 2025 price
Ask FSANo answer yet
FSA’s county average PLC yield is above the county benchmark yield, so there is no typical-farm answer. Ask your FSA office.
2027: waiting on USDA’s closing 2025 price
Oats
ARC-COLeans
ARC-CO comes out about $12 more per base acre, but that swings from year to year. PLC did not come out ahead in any of the 11 price years we ran. Oats borrow corn’s price swings, so they stop at Leans.
PLC only pays if oats average under $3.05 a bushel for 2026.
2027: no 2027 price yet
Ask FSANo answer yet
FSA’s county average PLC yield is above the county benchmark yield, so there is no typical-farm answer. Ask your FSA office.
2027: ask your FSA office
Ask FSANo answer yet
FSA’s county average PLC yield is above the county benchmark yield, so there is no typical-farm answer. Ask your FSA office.
2027: ask your FSA office
Sunflower seed
Ask FSANo answer yet
FSA’s county average PLC yield is above the county benchmark yield, so there is no typical-farm answer. Ask your FSA office.
2027: waiting on USDA’s closing 2025 price
Ask FSANo answer yet
FSA’s county average PLC yield is above the county benchmark yield, so there is no typical-farm answer. Ask your FSA office.
2027: waiting on USDA’s closing 2025 price
Ask FSANo answer yet
FSA’s county average PLC yield is above the county benchmark yield, so there is no typical-farm answer. Ask your FSA office.
2027: waiting on USDA’s closing 2025 price
Deadlines
Dec 112026 signup ends Dec 11, 2026.
Nov 2 to Mar 152027 signup runs Nov 2, 2026 to Mar 15, 2027.
Skip itDo nothing for 2026 and that farm gets no 2026 payment.
SignEvery owner and operator on the farm signs.
BringBring the farm’s FSA-156EZ. It lists the base acres and PLC yields.
2026. The 2026 crop is mostly harvested, so each scenario uses a normal Stoddard County crop (FSA’s 2026 benchmark yield) and only the price moves.
Prices start from USDA’s projected 2026/27 season-average prices (USDA WASDE, Oct 9, 2026: corn $4.70, soybeans $12.00, long grain rice $0.1400, wheat $6.30, oats $3.35; FSA table of Sep 11, 2026: seed cotton $0.4114, medium and short grain rice $0.1500, sunflower seed $0.2470). Around that price we ran each past year with a final USDA price: how far that year’s final season-average
price ended from October futures, for corn and soybeans. Long grain rice, wheat, seed cotton, medium and short grain rice, oats, sunflower seed have no October futures history of their own, so they borrow corn’s October swings (wheat its own price changes, scaled to corn’s size) and stop at Leans.
Two price starts. Corn: USDA $4.70; futures-based $4.97 (Dec '26 October average so far, $5.01 over 5 of 22 trading days, × 0.991, the 2015 to 2025 average of final price / October futures). Here, the typical farm’s answer at that start: neither expected to pay, against leans ARC-CO at USDA’s start. Soybeans: USDA $12.00; futures-based $12.84 (Nov '26 October average so far, $12.89 over 5 of 22 trading days, × 0.996, the 2015 to 2025 average of final price / October futures). Here, the typical farm’s answer at that start: neither expected to pay (the same). Where the two disagree on which program leads, or on a clear pick, a clear pick drops to Leans.
2027. Corn and soybeans start from futures: corn $4.91 (Dec 2027 corn futures $5.12 (Oct 9, 2026) × 0.959, the 2011 to 2025 average of final MYA / February futures); soybeans $12.17 (Nov 2027 soybean futures $12.45 (Oct 9, 2026) × 0.978, the 2011 to 2025 average of final MYA / February futures). Each scenario year also moves the county yield the way it moved that year. Long grain rice, wheat, oats: no 2027 price outlook we can check against past years, so no 2027 answer. Seed cotton, medium and short grain rice, sunflower seed wait on USDA’s closing 2025 price, which sets the 2027 reference price.
Typical farm. FSA’s county average PLC yield (corn 143.2 bu; soybeans 41.1 bu; long grain rice 6,053.7 lb; wheat 52.4 bu; seed cotton 2,370.0 lb; medium and short grain rice 7,420.2 lb; oats 69.4 bu; sunflower seed 1,743.1 lb) and FSA’s official benchmark. “Lower” and “Higher” mean 15% under or over the
county average. Payments are per base acre and count FSA’s 85% payment acres, before sequestration and payment limits.
How we call it.Clear pick when one program averages at least $2.00 more per base acre, the gap is more than t times its standard error
(2.26 for 10 years, 2.23 for 11), and it paid more in at least 3 of the years. Leans when the gap is at least $3.00 and one standard error, and it paid more in
at least 3 years. Close otherwise. When both round to $0: neither expected to pay.
Average payment per base acre over the scenario years, typical farm (about the same PLC yield).
Crop
Practice
Year
PLC
ARC-CO
Answer
Corn
Non-irrigated
2026
none
none
Ask FSA
Corn
Non-irrigated
2027
none
none
Ask FSA
Corn
Irrigated
2026
$1.02
$6.00
Leans ARC-CO
Corn
Irrigated
2027
$11.12
$18.18
Either one
Soybeans
Non-irrigated
2026
none
none
Ask FSA
Soybeans
Non-irrigated
2027
none
none
Ask FSA
Soybeans
Irrigated
2026
$0
$0
Neither pays
Soybeans
Irrigated
2027
$3.32
$10.08
Leans ARC-CO
Long grain rice
All practices
2026
$149.23
$88.26
Leans PLC
Long grain rice
All practices
2027
none
none
No 2027 price yet
Wheat
Non-irrigated
2026
$9.65
$10.80
Either one
Wheat
Non-irrigated
2027
none
none
No 2027 price yet
Wheat
Irrigated
2026
$9.65
$11.98
Leans ARC-CO
Wheat
Irrigated
2027
none
none
No 2027 price yet
Seed cotton
Non-irrigated
2026
none
none
Ask FSA
Seed cotton
Non-irrigated
2027
none
none
Wait for USDA
Seed cotton
Irrigated
2026
$35.23
$2.58
Leans PLC
Seed cotton
Irrigated
2027
none
none
Wait for USDA
Medium and short grain rice
All practices
2026
none
none
Ask FSA
Medium and short grain rice
All practices
2027
none
none
Wait for USDA
Oats
All practices
2026
none
none
Ask FSA
Oats
All practices
2027
none
none
Ask FSA
Sunflower seed
All practices
2026
none
none
Ask FSA
Sunflower seed
All practices
2027
none
none
Wait for USDA
Sources. FSA 2026 ARC-CO benchmark yields (county file of Jan 16, 2026); FSA county average PLC yields, program year 2025; FSA price tables of Sep 11, 2026; USDA WASDE, Oct 9, 2026; CME futures: Dec 2026 corn and Nov 2026 soybean October average through Oct 8, 2026; Dec 2027 corn and Nov 2027 soybean close of Oct 9, 2026; USDA NASS season-average prices for closed marketing years; FSA ARC-CO county files, program years 2021, 2022, 2023, 2024, 2025, 2026 (county yields and payments). Full method and back-test.
Corn 2026 in Stoddard County: Leans ARC-CO
Non-irrigated: no typical-farm verdict. FSA’s average PLC yield for the county (143.2 bu) covers all practices and is above this benchmark (135.92 bu), so it does not describe a typical farm here. Run your own PLC yield below.
Irrigated, 2026: Leans ARC-CO: expected about $4.98 more per base acre; PLC did not pay more in any of the 11 years, but the gap is within the normal swing (expected $1.02 PLC vs $6.00 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 4).
PLC pays on any season-average price below $4.42, up to $243.44 per base acre at the $2.42 loan rate, so it protects against a deep price drop. ARC-CO is capped at $107.06 per base acre but also pays when the county’s yield is short; it paid something in 4 of the 11 past-year scenarios. With prices centered at $4.70, PLC is expected to pay $1.02 and ARC-CO $6.00 per base acre.
2027: Close, either one: about $7.06 apart, too small or too uncertain to call (expected $11.12 PLC vs $18.18 ARC-CO per base acre; PLC paid more in 1 of 11 past-year scenarios, ARC-CO in 1). The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.
For a typical farm: FSA’s county average PLC yield 143.2 bu (program year 2025) and the official 208.66 bu benchmark. That PLC yield is FSA’s average over all practices, irrigated and not; an irrigated farm’s own is often higher. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.
Average PLC yield on enrolled corn base in this county: 143.2 bu (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.
Irrigated: official 2026 ARC-CO benchmark
Benchmark yield (FSA)208.66 bu
Benchmark price 2026$5.03
Benchmark revenue$1,049.56/ac
Guarantee (90%)$944.60/ac
Max payment (12%)$125.95/ac
Max per base acre (×85%)$107.06
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 204.23 · 2021: 217.72 (dropped) · 2022: 198.36 (dropped) · 2023: 210.25 · 2024: 211.5 (struck: high and low). Middle three average: 208.66 bu.
At a season-average price equal to the 2026 effective reference price ($4.42/bu), PLC pays nothing and ARC-CO pays when the
county yield comes in below 213.7 bu, reaching its cap below 185.2 bu.
PLC vs ARC-CO break-even at a 208.66 bu county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 125.2 bu
PLC pays more at $3.41 or lower. ARC-CO pays more from $3.42 to $4.52. Neither pays at $4.53 or higher.
70% 146.1 bu
PLC pays more at $3.55 or lower. ARC-CO pays more from $3.56 to $4.52. Neither pays at $4.53 or higher.
80% 166.9 bu
PLC pays more at $3.66 or lower. ARC-CO pays more from $3.67 to $4.52. Neither pays at $4.53 or higher.
90% 187.8 bu
PLC pays more at $3.74 or lower. ARC-CO pays more from $3.75 to $4.52. Neither pays at $4.53 or higher.
100% 208.7 bu
PLC pays more at $3.81 or lower. ARC-CO pays more from $3.82 to $4.52. Neither pays at $4.53 or higher.
FSA history, irrigated
Year
Benchmark
Price
County yield
ARC-CO $/ac
2021
196.13
$3.70
209.92
none
2022
199.11
$3.70
192.12
none
2023
207.43
$3.98
205.57
none
2024
202.41
$4.85
208.38
none
2025
202.59
$5.03
200.79
$81.84
Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Non-irrigated: official 2026 ARC-CO benchmark
Benchmark yield (FSA)135.92 bu
Benchmark price 2026$5.03
Benchmark revenue$683.68/ac
Guarantee (90%)$615.31/ac
Max payment (12%)$82.04/ac
Max per base acre (×85%)$69.74
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 143.48 · 2021: 157.04 · 2022: 94.72 (dropped) · 2023: 107.24 · 2024: 159.82 (dropped) (struck: high and low). Middle three average: 135.92 bu.
At a season-average price equal to the 2026 effective reference price ($4.42/bu), PLC pays nothing and ARC-CO pays when the
county yield comes in below 139.2 bu, reaching its cap below 120.6 bu.
PLC vs ARC-CO break-even at a 135.92 bu county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 81.6 bu
PLC pays more at $3.41 or lower. ARC-CO pays more from $3.42 to $4.52. Neither pays at $4.53 or higher.
70% 95.1 bu
PLC pays more at $3.55 or lower. ARC-CO pays more from $3.56 to $4.52. Neither pays at $4.53 or higher.
80% 108.7 bu
PLC pays more at $3.66 or lower. ARC-CO pays more from $3.67 to $4.52. Neither pays at $4.53 or higher.
90% 122.3 bu
PLC pays more at $3.74 or lower. ARC-CO pays more from $3.75 to $4.52. Neither pays at $4.53 or higher.
100% 135.9 bu
PLC pays more at $3.81 or lower. ARC-CO pays more from $3.82 to $4.52. Neither pays at $4.53 or higher.
FSA history, non-irrigated
Year
Benchmark
Price
County yield
ARC-CO $/ac
2021
135.48
$3.70
151.64
none
2022
135.66
$3.70
82.12
none
2023
144.59
$3.98
75.99
$57.55
2024
139.03
$4.85
157.66
none
2025
132.87
$5.03
147.13
none
Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Soybeans 2026 in Stoddard County: Neither expected to pay
Non-irrigated: no typical-farm verdict. FSA’s average PLC yield for the county (41.1 bu) covers all practices and is above this benchmark (37.95 bu), so it does not describe a typical farm here. Run your own PLC yield below.
Irrigated, 2026: Neither expected to pay (expected $0 PLC vs $0 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 0).
PLC pays on any season-average price below $10.71, up to $135.90 per base acre at the $6.82 loan rate, so it protects against a deep price drop. ARC-CO is capped at $74.23 per base acre but also pays when the county’s yield is short; it paid something in 0 of the 11 past-year scenarios. With prices centered at $12.00, PLC is expected to pay $0 and ARC-CO $0 per base acre.
2027: Leans ARC-CO: expected about $6.76 more per base acre; PLC did not pay more in any of the 11 years, but the gap is within the normal swing (expected $3.32 PLC vs $10.08 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 3). The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.
For a typical farm: FSA’s county average PLC yield 41.1 bu (program year 2025) and the official 59.80 bu benchmark. That PLC yield is FSA’s average over all practices, irrigated and not; an irrigated farm’s own is often higher. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.
Average PLC yield on enrolled soybeans base in this county: 41.1 bu (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.
Irrigated: official 2026 ARC-CO benchmark
Benchmark yield (FSA)59.80 bu
Benchmark price 2026$12.17
Benchmark revenue$727.77/ac
Guarantee (90%)$654.99/ac
Max payment (12%)$87.33/ac
Max per base acre (×85%)$74.23
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 60.55 · 2021: 66.65 (dropped) · 2022: 58.85 (dropped) · 2023: 58.93 · 2024: 59.91 (struck: high and low). Middle three average: 59.80 bu.
At a season-average price equal to the 2026 effective reference price ($10.71/bu), PLC pays nothing and ARC-CO pays when the
county yield comes in below 61.2 bu, reaching its cap below 53.0 bu.
PLC vs ARC-CO break-even at a 59.80 bu county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 35.9 bu
PLC pays more at $8.27 or lower. ARC-CO pays more from $8.28 to $10.95. Neither pays at $10.96 or higher.
70% 41.9 bu
PLC pays more at $8.62 or lower. ARC-CO pays more from $8.63 to $10.95. Neither pays at $10.96 or higher.
80% 47.8 bu
PLC pays more at $8.88 or lower. ARC-CO pays more from $8.89 to $10.95. Neither pays at $10.96 or higher.
90% 53.8 bu
PLC pays more at $9.08 or lower. ARC-CO pays more from $9.09 to $10.95. Neither pays at $10.96 or higher.
100% 59.8 bu
PLC pays more at $9.24 or lower. ARC-CO pays more from $9.25 to $10.95. Neither pays at $10.96 or higher.
FSA history, irrigated
Year
Benchmark
Price
County yield
ARC-CO $/ac
2021
55.03
$8.95
63.65
none
2022
56.33
$9.12
56.45
none
2023
59.62
$9.57
57.13
none
2024
58.69
$11.12
58.71
none
2025
58.84
$12.17
60.39
$10.37
Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Non-irrigated: official 2026 ARC-CO benchmark
Benchmark yield (FSA)37.95 bu
Benchmark price 2026$12.17
Benchmark revenue$461.85/ac
Guarantee (90%)$415.67/ac
Max payment (12%)$55.42/ac
Max per base acre (×85%)$47.11
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 46.81 · 2021: 48.73 (dropped) · 2022: 34.02 · 2023: 32.24 (dropped) · 2024: 33.03 (struck: high and low). Middle three average: 37.95 bu.
At a season-average price equal to the 2026 effective reference price ($10.71/bu), PLC pays nothing and ARC-CO pays when the
county yield comes in below 38.8 bu, reaching its cap below 33.6 bu.
PLC vs ARC-CO break-even at a 37.95 bu county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 22.8 bu
PLC pays more at $8.27 or lower. ARC-CO pays more from $8.28 to $10.95. Neither pays at $10.96 or higher.
70% 26.6 bu
PLC pays more at $8.62 or lower. ARC-CO pays more from $8.63 to $10.95. Neither pays at $10.96 or higher.
80% 30.4 bu
PLC pays more at $8.88 or lower. ARC-CO pays more from $8.89 to $10.95. Neither pays at $10.96 or higher.
90% 34.2 bu
PLC pays more at $9.08 or lower. ARC-CO pays more from $9.09 to $10.95. Neither pays at $10.96 or higher.
100% 38.0 bu
PLC pays more at $9.25 or lower. ARC-CO pays more from $9.26 to $10.95. Neither pays at $10.96 or higher.
FSA history, non-irrigated
Year
Benchmark
Price
County yield
ARC-CO $/ac
2021
38.19
$8.95
46.28
none
2022
38.87
$9.12
32.06
none
2023
40.89
$9.57
30.77
none
2024
39.81
$11.12
32.05
$44.27
2025
39.01
$12.17
30.72
$56.97
Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Long grain rice 2026 in Stoddard County: Leans PLC
All practices, 2026: Leans PLC: expected about $60.97 more per base acre; ARC-CO did not pay more in any of the 11 years, but the gap is within the normal swing (expected $149.23 PLC vs $88.26 ARC-CO per base acre; PLC paid more in 11 of 11 past-year scenarios, ARC-CO in 0). Capped at Leans: this crop borrows corn’s price swings.
PLC pays on any season-average price below $0.1690, up to $473.40 per base acre at the $0.0770 loan rate, so it protects against a deep price drop. ARC-CO is capped at $136.77 per base acre but also pays when the county’s yield is short; it paid something in 9 of the 11 past-year scenarios. With prices centered at $0.1400, PLC is expected to pay $149.23 and ARC-CO $88.26 per base acre.
2027: No 2027 price yet: there is no 2027 price outlook for this crop we can check against past years, so no call. Type a price in the calculator to see the dollars. The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.
For a typical farm: FSA’s county average PLC yield 6,053.7 lb (program year 2025) and the official 7,933.95 lb benchmark. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.
Average PLC yield on enrolled long grain rice base in this county: 6,053.7 lb (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.
All practices: official 2026 ARC-CO benchmark
Benchmark yield (FSA)7,933.95 lb
Benchmark price 2026$0.1690
Benchmark revenue$1,340.84/ac
Guarantee (90%)$1,206.75/ac
Max payment (12%)$160.90/ac
Max per base acre (×85%)$136.77
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 8036.55 · 2021: 7798.9 · 2022: 7966.4 · 2023: 8175.26 (dropped) · 2024: 7792.73 (dropped) (struck: high and low). Middle three average: 7,933.95 lb.
At a season-average price equal to the 2026 effective reference price ($0.1690/lb), PLC pays nothing and ARC-CO pays when the
county yield comes in below 7,140.6 lb, reaching its cap below 6,188.5 lb.
PLC vs ARC-CO break-even at a 7,933.95 lb county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 4,760.4 lb
PLC pays more at $0.1689 or lower. Neither pays at $0.1690 or higher.
70% 5,553.8 lb
PLC pays more at $0.1689 or lower. Neither pays at $0.1690 or higher.
80% 6,347.2 lb
PLC pays more at $0.1689 or lower. Neither pays at $0.1690 or higher.
90% 7,140.6 lb
PLC pays more at $0.1689 or lower. Neither pays at $0.1690 or higher.
100% 7,934.0 lb
PLC pays more at $0.1689 or lower. Neither pays at $0.1690 or higher.
FSA history, all practices
Year
Benchmark
Price
County yield
ARC-CO $/ac
2021
7,146.58
$0.1400
7383.80
none
2022
7,249.22
$0.1400
7634.32
none
2023
7,463.82
$0.1400
7926.20
none
2024
7,745.09
$0.1400
7626.69
none
2025
7,866.57
$0.1690
7366.45
not yet
Program year; benchmark yield in lb/acre; benchmark price $/lb; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Wheat 2026 in Stoddard County: Close, either one
Non-irrigated, 2026: Close, either one: about $1.14 apart, too small or too uncertain to call (expected $9.65 PLC vs $10.80 ARC-CO per base acre; PLC paid more in 1 of 11 past-year scenarios, ARC-CO in 5).
PLC pays on any season-average price below $6.35, up to $117.14 per base acre at the $3.72 loan rate, so it protects against a deep price drop. ARC-CO is capped at $50.34 per base acre but also pays when the county’s yield is short; it paid something in 6 of the 11 past-year scenarios. With prices centered at $6.30, PLC is expected to pay $9.65 and ARC-CO $10.80 per base acre.
2027: No 2027 price yet: there is no 2027 price outlook for this crop we can check against past years, so no call. Type a price in the calculator to see the dollars. The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.
For a typical farm: FSA’s county average PLC yield 52.4 bu (program year 2025) and the official 70.71 bu benchmark. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.
Irrigated, 2026: Leans ARC-CO: expected about $2.32 more per base acre; PLC did not pay more in any of the 11 years, but the gap is within the normal swing (expected $9.65 PLC vs $11.98 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 6). Capped at Leans: this crop borrows corn’s price swings.
PLC pays on any season-average price below $6.35, up to $117.14 per base acre at the $3.72 loan rate, so it protects against a deep price drop. ARC-CO is capped at $55.84 per base acre but also pays when the county’s yield is short; it paid something in 6 of the 11 past-year scenarios. With prices centered at $6.30, PLC is expected to pay $9.65 and ARC-CO $11.98 per base acre.
2027: No 2027 price yet: there is no 2027 price outlook for this crop we can check against past years, so no call. Type a price in the calculator to see the dollars. The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.
For a typical farm: FSA’s county average PLC yield 52.4 bu (program year 2025) and the official 78.43 bu benchmark. That PLC yield is FSA’s average over all practices, irrigated and not; an irrigated farm’s own is often higher. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.
Average PLC yield on enrolled wheat base in this county: 52.4 bu (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.
Irrigated: official 2026 ARC-CO benchmark
Benchmark yield (FSA)78.43 bu
Benchmark price 2026$6.98
Benchmark revenue$547.44/ac
Guarantee (90%)$492.70/ac
Max payment (12%)$65.69/ac
Max per base acre (×85%)$55.84
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 75.24 · 2021: 78.45 · 2022: 67.34 (dropped) · 2023: 88.41 (dropped) · 2024: 81.6 (struck: high and low). Middle three average: 78.43 bu.
At a season-average price equal to the 2026 effective reference price ($6.35/bu), PLC pays nothing and ARC-CO pays when the
county yield comes in below 77.6 bu, reaching its cap below 67.2 bu.
PLC vs ARC-CO break-even at a 78.43 bu county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 47.1 bu
PLC pays more at $4.95 or lower. ARC-CO pays more from $4.96 to $6.17. PLC pays more from $6.18 to $6.34. Neither pays at $6.35 or higher.
70% 54.9 bu
PLC pays more at $5.15 or lower. ARC-CO pays more from $5.16 to $6.12. PLC pays more from $6.13 to $6.34. Neither pays at $6.35 or higher.
80% 62.7 bu
PLC pays more at $5.30 or lower. ARC-CO pays more from $5.31 to $6.01. PLC pays more from $6.02 to $6.34. Neither pays at $6.35 or higher.
90% 70.6 bu
PLC pays more at $5.41 or lower. ARC-CO pays more from $5.42 to $5.66. PLC pays more from $5.67 to $6.34. Neither pays at $6.35 or higher.
100% 78.4 bu
PLC pays more at $6.34 or lower. Neither pays at $6.35 or higher.
FSA history, irrigated
Year
Benchmark
Price
County yield
ARC-CO $/ac
2021
75.00
$5.50
75.55
none
2022
76.35
$5.50
65.02
none
2023
75.30
$5.50
86.67
none
2024
72.14
$6.21
80.44
none
2025
76.44
$6.98
86.19
$44.08
Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Non-irrigated: official 2026 ARC-CO benchmark
Benchmark yield (FSA)70.71 bu
Benchmark price 2026$6.98
Benchmark revenue$493.56/ac
Guarantee (90%)$444.20/ac
Max payment (12%)$59.23/ac
Max per base acre (×85%)$50.34
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 67.83 · 2021: 70.8 · 2022: 60.92 (dropped) · 2023: 79.05 (dropped) · 2024: 73.51 (struck: high and low). Middle three average: 70.71 bu.
At a season-average price equal to the 2026 effective reference price ($6.35/bu), PLC pays nothing and ARC-CO pays when the
county yield comes in below 70.0 bu, reaching its cap below 60.6 bu.
PLC vs ARC-CO break-even at a 70.71 bu county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 42.4 bu
PLC pays more at $4.95 or lower. ARC-CO pays more from $4.96 to $6.17. Both pay the same at $6.18. PLC pays more from $6.19 to $6.34. Neither pays at $6.35 or higher.
70% 49.5 bu
PLC pays more at $5.15 or lower. ARC-CO pays more from $5.16 to $6.12. PLC pays more from $6.13 to $6.34. Neither pays at $6.35 or higher.
80% 56.6 bu
PLC pays more at $5.30 or lower. ARC-CO pays more from $5.31 to $6.00. PLC pays more from $6.01 to $6.34. Neither pays at $6.35 or higher.
90% 63.6 bu
PLC pays more at $5.41 or lower. ARC-CO pays more from $5.42 to $5.67. PLC pays more from $5.68 to $6.34. Neither pays at $6.35 or higher.
100% 70.7 bu
PLC pays more at $6.34 or lower. Neither pays at $6.35 or higher.
FSA history, non-irrigated
Year
Benchmark
Price
County yield
ARC-CO $/ac
2021
63.57
$5.50
68.05
none
2022
65.78
$5.50
58.72
none
2023
66.18
$5.50
77.40
none
2024
63.95
$6.21
72.41
none
2025
66.53
$6.98
78.77
$19.36
Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Seed cotton 2026 in Stoddard County: Leans PLC
FSA’s seed cotton price is its own weighted average of the upland cotton lint price and the cottonseed price. We use FSA’s seed cotton series as published and never build it from the lint price. All seed cotton counties.
Non-irrigated: no typical-farm verdict. FSA’s average PLC yield for the county (2,370.0 lb) covers all practices and is above this benchmark (2,157.53 lb), so it does not describe a typical farm here. Run your own PLC yield below.
Irrigated, 2026: Leans PLC: expected about $32.65 more per base acre; ARC-CO did not pay more in any of the 11 years, but the gap is within the normal swing (expected $35.23 PLC vs $2.58 ARC-CO per base acre; PLC paid more in 8 of 11 past-year scenarios, ARC-CO in 0). Capped at Leans: this crop borrows corn’s price swings.
PLC pays on any season-average price below $0.4200, up to $241.74 per base acre at the $0.3000 loan rate, so it protects against a deep price drop. ARC-CO is capped at $143.29 per base acre but also pays when the county’s yield is short; it paid something in 2 of the 11 past-year scenarios. With prices centered at $0.4114, PLC is expected to pay $35.23 and ARC-CO $2.58 per base acre.
2027: Waiting on USDA’s closing 2025 season-average price, which sets the 2027 reference price. The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.
For a typical farm: FSA’s county average PLC yield 2,370.0 lb (program year 2025) and the official 3,258.60 lb benchmark. That PLC yield is FSA’s average over all practices, irrigated and not; an irrigated farm’s own is often higher. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.
Average PLC yield on enrolled seed cotton base in this county: 2,370.0 lb (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.
Irrigated: official 2026 ARC-CO benchmark
Benchmark yield (FSA)3,258.60 lb
Benchmark price 2026$0.4311
Benchmark revenue$1,404.78/ac
Guarantee (90%)$1,264.30/ac
Max payment (12%)$168.57/ac
Max per base acre (×85%)$143.29
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 2951.4 (dropped) · 2021: 3210.58 · 2022: 3427.44 · 2023: 3669.72 (dropped) · 2024: 3137.78 (struck: high and low). Middle three average: 3,258.60 lb.
At a season-average price equal to the 2026 effective reference price ($0.4200/lb), PLC pays nothing and ARC-CO pays when the
county yield comes in below 3,010.2 lb, reaching its cap below 2,608.9 lb.
PLC vs ARC-CO break-even at a 3,258.60 lb county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 1,955.2 lb
PLC pays more at $0.3337 or lower. ARC-CO pays more from $0.3338 to $0.3399. PLC pays more from $0.3400 to $0.4199. Neither pays at $0.4200 or higher.
70% 2,281.0 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.
80% 2,606.9 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.
90% 2,932.7 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.
100% 3,258.6 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.
FSA history, irrigated
Year
Benchmark
Price
County yield
ARC-CO $/ac
2021
2,970.74
$0.3670
3056.98
none
2022
3,110.95
$0.3670
3304.56
none
2023
3,229.03
$0.3670
3577.56
none
2024
3,265.30
$0.3958
3076.34
$64.28
2025
3,296.11
$0.4311
3035.88
$170.51
Program year; benchmark yield in lb/acre; benchmark price $/lb; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Non-irrigated: official 2026 ARC-CO benchmark
Benchmark yield (FSA)2,157.53 lb
Benchmark price 2026$0.4311
Benchmark revenue$930.11/ac
Guarantee (90%)$837.10/ac
Max payment (12%)$111.61/ac
Max per base acre (×85%)$94.87
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 1977.98 · 2021: 2473.08 (dropped) · 2022: 2028.12 · 2023: 2466.5 · 2024: 1890.55 (dropped) (struck: high and low). Middle three average: 2,157.53 lb.
At a season-average price equal to the 2026 effective reference price ($0.4200/lb), PLC pays nothing and ARC-CO pays when the
county yield comes in below 1,993.1 lb, reaching its cap below 1,727.3 lb.
PLC vs ARC-CO break-even at a 2,157.53 lb county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 1,294.5 lb
PLC pays more at $0.3337 or lower. ARC-CO pays more from $0.3338 to $0.3399. PLC pays more from $0.3400 to $0.4199. Neither pays at $0.4200 or higher.
70% 1,510.3 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.
80% 1,726.0 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.
90% 1,941.8 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.
100% 2,157.5 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.
FSA history, non-irrigated
Year
Benchmark
Price
County yield
ARC-CO $/ac
2021
2,095.32
$0.3670
2369.04
none
2022
2,110.94
$0.3670
1944.89
none
2023
2,297.09
$0.3670
2404.08
none
2024
2,287.08
$0.3958
1848.94
$90.52
2025
2,302.13
$0.4311
1781.11
$119.09
Program year; benchmark yield in lb/acre; benchmark price $/lb; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Medium and short grain rice 2026 in Stoddard County: ARC-CO benchmark and break-even
All practices: no typical-farm verdict. FSA’s average PLC yield for the county (7,420.2 lb) covers all practices and is above this benchmark (6,392.40 lb), so it does not describe a typical farm here. Run your own PLC yield below.
Average PLC yield on enrolled medium and short grain rice base in this county: 7,420.2 lb (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.
All practices: official 2026 ARC-CO benchmark
Benchmark yield (FSA)6,392.40 lb
Benchmark price 2026$0.1700
Benchmark revenue$1,086.71/ac
Guarantee (90%)$978.04/ac
Max payment (12%)$130.40/ac
Max per base acre (×85%)$110.84
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 5795.72 (dropped) · 2021: 7857.93 (dropped) · 2022: 5821.68 · 2023: 6650.85 · 2024: 6704.67 (struck: high and low). Middle three average: 6,392.40 lb.
At a season-average price equal to the 2026 effective reference price ($0.1690/lb), PLC pays nothing and ARC-CO pays when the
county yield comes in below 5,787.2 lb, reaching its cap below 5,015.6 lb.
PLC vs ARC-CO break-even at a 6,392.40 lb county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 3,835.4 lb
PLC pays more at $0.1689 or lower. Neither pays at $0.1690 or higher.
70% 4,474.7 lb
PLC pays more at $0.1689 or lower. Neither pays at $0.1690 or higher.
80% 5,113.9 lb
PLC pays more at $0.1689 or lower. Neither pays at $0.1690 or higher.
90% 5,753.2 lb
PLC pays more at $0.1689 or lower. Neither pays at $0.1690 or higher.
100% 6,392.4 lb
PLC pays more at $0.1689 or lower. Neither pays at $0.1690 or higher.
FSA history, all practices
Year
Benchmark
Price
County yield
ARC-CO $/ac
2025
6,654.56
$0.1700
6675.60
not yet
Program year; benchmark yield in lb/acre; benchmark price $/lb; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Oats 2026 in Stoddard County: ARC-CO benchmark and break-even
All practices: no typical-farm verdict. FSA’s average PLC yield for the county (69.4 bu) covers all practices and is above this benchmark (59.33 bu), so it does not describe a typical farm here. Run your own PLC yield below.
Average PLC yield on enrolled oats base in this county: 69.4 bu (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.
All practices: official 2026 ARC-CO benchmark
Benchmark yield (FSA)59.33 bu
Benchmark price 2026$3.94
Benchmark revenue$233.76/ac
Guarantee (90%)$210.38/ac
Max payment (12%)$28.05/ac
Max per base acre (×85%)$23.84
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 43 (dropped) · 2021: 60 · 2022: 52 · 2023: 68 (dropped) · 2024: 66 (struck: high and low). Middle three average: 59.33 bu.
At a season-average price equal to the 2026 effective reference price ($3.05/bu), PLC pays nothing and ARC-CO pays when the
county yield comes in below 69.0 bu, reaching its cap below 59.8 bu.
PLC vs ARC-CO break-even at a 59.33 bu county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 35.6 bu
PLC pays more at $2.26 or lower. ARC-CO pays more from $2.27 to $3.54. Neither pays at $3.55 or higher.
70% 41.5 bu
PLC pays more at $2.37 or lower. ARC-CO pays more from $2.38 to $3.54. Neither pays at $3.55 or higher.
80% 47.5 bu
PLC pays more at $2.45 or lower. ARC-CO pays more from $2.46 to $3.54. Neither pays at $3.55 or higher.
90% 53.4 bu
PLC pays more at $2.52 or lower. ARC-CO pays more from $2.53 to $3.54. Neither pays at $3.55 or higher.
100% 59.3 bu
PLC pays more at $2.57 or lower. ARC-CO pays more from $2.58 to $3.54. Neither pays at $3.55 or higher.
FSA history, all practices
Year
Benchmark
Price
County yield
ARC-CO $/ac
2021
57.33
$2.55
60.00
none
2022
50.67
$2.67
52.00
none
2023
50.67
$2.75
68.00
none
2024
48.00
$3.38
66.00
none
2025
53.00
$3.84
58.00
none
Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Sunflower seed 2026 in Stoddard County: ARC-CO benchmark and break-even
All practices: no typical-farm verdict. FSA’s average PLC yield for the county (1,743.1 lb) covers all practices and is above this benchmark (1,198.93 lb), so it does not describe a typical farm here. Run your own PLC yield below.
Average PLC yield on enrolled sunflower seed base in this county: 1,743.1 lb (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.
All practices: official 2026 ARC-CO benchmark
Benchmark yield (FSA)1,198.93 lb
Benchmark price 2026$0.2512
Benchmark revenue$301.17/ac
Guarantee (90%)$271.05/ac
Max payment (12%)$36.14/ac
Max per base acre (×85%)$30.72
FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 1338.8 · 2021: 1600 (dropped) · 2022: 1253 · 2023: 917 (dropped) · 2024: 1005 (struck: high and low). Middle three average: 1,198.93 lb.
At a season-average price equal to the 2026 effective reference price ($0.2375/lb), PLC pays nothing and ARC-CO pays when the
county yield comes in below 1,141.3 lb, reaching its cap below 989.1 lb.
PLC vs ARC-CO break-even at a 1,198.93 lb county yield, 2026 prices
PLC yield, % of your official benchmark
Which pays more, by season-average price
60% 719.4 lb
PLC pays more at $0.1872 or lower. ARC-CO pays more from $0.1873 to $0.2089. PLC pays more from $0.2090 to $0.2374. Neither pays at $0.2375 or higher.
70% 839.3 lb
PLC pays more at $0.1944 or lower. ARC-CO pays more from $0.1945 to $0.1994. PLC pays more from $0.1995 to $0.2374. Neither pays at $0.2375 or higher.
80% 959.1 lb
PLC pays more at $0.2374 or lower. Neither pays at $0.2375 or higher.
90% 1,079.0 lb
PLC pays more at $0.2374 or lower. Neither pays at $0.2375 or higher.
100% 1,198.9 lb
PLC pays more at $0.2374 or lower. Neither pays at $0.2375 or higher.
FSA history, all practices
Year
Benchmark
Price
County yield
ARC-CO $/ac
2023
1,281.60
$0.2053
917.00
$26.31
2024
1,291.93
$0.2308
1005.00
$17.24
2025
1,267.31
$0.2510
1554.00
none
Program year; benchmark yield in lb/acre; benchmark price $/lb; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.
Break-even prices are per base acre with both programs on 85% of base and 2026 prices. Your PLC yield is on the FSA-156EZ.
Run every number for your farm
Run your farm’s numbers
Run each crop on each FSA farm number separately. The election is made crop by crop, farm by farm.
FSA has separate irrigated and non-irrigated benchmarks here. A farm with both is weighted by its historical irrigated percentage on FSA’s records, not by what you plant this year.
From the FSA-156EZ. Base acres are not what you plant; each farm number has its own base.
On the FSA-156EZ for the farm. Each farm has its own.
Fills in from FSA’s official county file when we have it. You can type the number your county office gives you.
County average, not your farm. A normal year often comes in a bit above this.
USDA national season-average price for the marketing year, not your local cash price.
Goes on the printout and keeps each farm’s numbers apart on this device.
Loading FSA and USDA numbers for the calculator.
Questions about Stoddard County
Should I pick ARC or PLC for corn in Stoddard County for 2026?
For a typical farm (irrigated): Leans ARC-CO: expected about $4.98 more per base acre; PLC did not pay more in any of the 11 years, but the gap is within the normal swing (expected $1.02 PLC vs $6.00 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 4). PLC pays on any season-average price below $4.42, up to $243.44 per base acre at the $2.42 loan rate, so it protects against a deep price drop. ARC-CO is capped at $107.06 per base acre but also pays when the county’s yield is short; it paid something in 4 of the 11 past-year scenarios. With prices centered at $4.70, PLC is expected to pay $1.02 and ARC-CO $6.00 per base acre. Run your own PLC yield and base acres; the answer can change.
What is the ARC-CO benchmark yield for corn in Stoddard County?
FSA's official 2026 benchmark yield for corn in Stoddard County, Missouri is 208.66 bu (irrigated); 135.92 bu (non-irrigated). The 2026 benchmark price is $5.03 per bushel. FSA has not posted the 2027 benchmark.
Should I pick ARC or PLC for soybeans in Stoddard County for 2026?
For a typical farm (irrigated): Neither expected to pay (expected $0 PLC vs $0 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 0). PLC pays on any season-average price below $10.71, up to $135.90 per base acre at the $6.82 loan rate, so it protects against a deep price drop. ARC-CO is capped at $74.23 per base acre but also pays when the county’s yield is short; it paid something in 0 of the 11 past-year scenarios. With prices centered at $12.00, PLC is expected to pay $0 and ARC-CO $0 per base acre. Run your own PLC yield and base acres; the answer can change.
What is the ARC-CO benchmark yield for soybeans in Stoddard County?
FSA's official 2026 benchmark yield for soybeans in Stoddard County, Missouri is 59.80 bu (irrigated); 37.95 bu (non-irrigated). The 2026 benchmark price is $12.17 per bushel. FSA has not posted the 2027 benchmark.
Should I pick ARC or PLC for long grain rice in Stoddard County for 2026?
For a typical farm (all practices): Leans PLC: expected about $60.97 more per base acre; ARC-CO did not pay more in any of the 11 years, but the gap is within the normal swing (expected $149.23 PLC vs $88.26 ARC-CO per base acre; PLC paid more in 11 of 11 past-year scenarios, ARC-CO in 0). Capped at Leans: this crop borrows corn’s price swings. PLC pays on any season-average price below $0.1690, up to $473.40 per base acre at the $0.0770 loan rate, so it protects against a deep price drop. ARC-CO is capped at $136.77 per base acre but also pays when the county’s yield is short; it paid something in 9 of the 11 past-year scenarios. With prices centered at $0.1400, PLC is expected to pay $149.23 and ARC-CO $88.26 per base acre. Run your own PLC yield and base acres; the answer can change.
What is the ARC-CO benchmark yield for long grain rice in Stoddard County?
FSA's official 2026 benchmark yield for long grain rice in Stoddard County, Missouri is 7,933.95 lb (all practices). The 2026 benchmark price is $0.1690 per pound. FSA has not posted the 2027 benchmark.
Should I pick ARC or PLC for wheat in Stoddard County for 2026?
For a typical farm (non-irrigated): Close, either one: about $1.14 apart, too small or too uncertain to call (expected $9.65 PLC vs $10.80 ARC-CO per base acre; PLC paid more in 1 of 11 past-year scenarios, ARC-CO in 5). PLC pays on any season-average price below $6.35, up to $117.14 per base acre at the $3.72 loan rate, so it protects against a deep price drop. ARC-CO is capped at $50.34 per base acre but also pays when the county’s yield is short; it paid something in 6 of the 11 past-year scenarios. With prices centered at $6.30, PLC is expected to pay $9.65 and ARC-CO $10.80 per base acre. Run your own PLC yield and base acres; the answer can change.
What is the ARC-CO benchmark yield for wheat in Stoddard County?
FSA's official 2026 benchmark yield for wheat in Stoddard County, Missouri is 78.43 bu (irrigated); 70.71 bu (non-irrigated). The 2026 benchmark price is $6.98 per bushel. FSA has not posted the 2027 benchmark.
Should I pick ARC or PLC for seed cotton in Stoddard County for 2026?
For a typical farm (irrigated): Leans PLC: expected about $32.65 more per base acre; ARC-CO did not pay more in any of the 11 years, but the gap is within the normal swing (expected $35.23 PLC vs $2.58 ARC-CO per base acre; PLC paid more in 8 of 11 past-year scenarios, ARC-CO in 0). Capped at Leans: this crop borrows corn’s price swings. PLC pays on any season-average price below $0.4200, up to $241.74 per base acre at the $0.3000 loan rate, so it protects against a deep price drop. ARC-CO is capped at $143.29 per base acre but also pays when the county’s yield is short; it paid something in 2 of the 11 past-year scenarios. With prices centered at $0.4114, PLC is expected to pay $35.23 and ARC-CO $2.58 per base acre. Run your own PLC yield and base acres; the answer can change.
What is the ARC-CO benchmark yield for seed cotton in Stoddard County?
FSA's official 2026 benchmark yield for seed cotton in Stoddard County, Missouri is 3,258.60 lb (irrigated); 2,157.53 lb (non-irrigated). The 2026 benchmark price is $0.4311 per pound. FSA has not posted the 2027 benchmark.
What is the ARC-CO benchmark yield for medium and short grain rice in Stoddard County?
FSA's official 2026 benchmark yield for medium and short grain rice in Stoddard County, Missouri is 6,392.40 lb (all practices). The 2026 benchmark price is $0.1700 per pound. FSA has not posted the 2027 benchmark.
What is the ARC-CO benchmark yield for oats in Stoddard County?
FSA's official 2026 benchmark yield for oats in Stoddard County, Missouri is 59.33 bu (all practices). The 2026 benchmark price is $3.94 per bushel. FSA has not posted the 2027 benchmark.
What is the ARC-CO benchmark yield for sunflower seed in Stoddard County?
FSA's official 2026 benchmark yield for sunflower seed in Stoddard County, Missouri is 1,198.93 lb (all practices). The 2026 benchmark price is $0.2512 per pound. FSA has not posted the 2027 benchmark.