Peach County, Georgia

ARC or PLC: the short answer for Peach County, Georgia

By Sigurd Lindquist, a Certified Crop Adviser (CCA).

What pays more on your base acres for a typical farm here, crop by crop. 2026 signup ends Dec 11.

Is your farm’s PLC yield lower, about the same, or higher than most farms here?

Your PLC yield is on your farm’s FSA-156EZ. Not sure? Leave it on About the same.

Your main crops

Clear pickLeansCloseNo answer yet

Wheat

Either oneClose

They come out about $1 apart per base acre. Too small to matter.

PLC only pays if wheat averages under $6.35 a bushel for 2026.

2027: no 2027 price yet

Seed cotton

PLCLeans

PLC comes out about $27 more per base acre, but that swings from year to year. ARC-CO did not come out ahead in any of the 11 price years we ran. Seed cotton borrows corn’s price swings, so it stops at Leans.

PLC only pays if seed cotton averages under 42 cents a pound for 2026.

2027: waiting on USDA’s closing 2025 price

Corn

ARC-COLeans

ARC-CO comes out about $5 more per base acre, but that swings from year to year. PLC did not come out ahead in any of the 11 price years we ran.

PLC only pays if corn averages under $4.42 a bushel for 2026.

2027: leans ARC-CO

Soybeans

Neither expected to payClose

Neither one is likely to pay on soybeans for 2026 at USDA’s price outlook ($12.00).

PLC only pays if soybeans average under $10.71 a bushel for 2026.

2027: ARC-CO

Smaller crops here

Each has under 1,100 enrolled base acres in the whole county (FSA, program year 2025).

Peanuts

PLCLeans

PLC comes out about $114 more per base acre, but that swings from year to year. ARC-CO did not come out ahead in any of the 11 price years we ran. Peanuts borrow corn’s price swings, so they stop at Leans.

PLC only pays if peanuts average under 31.5 cents a pound for 2026.

2027: no 2027 price yet

Sorghum

ARC-COLeans

ARC-CO comes out about $5 more per base acre, but that swings from year to year. PLC did not come out ahead in any of the 11 price years we ran. Sorghum borrows corn’s price swings, so it stops at Leans.

PLC only pays if sorghum averages under $4.67 a bushel for 2026.

2027: waiting on USDA’s closing 2025 price

Oats

Ask FSANo answer yet

FSA’s county average PLC yield is above the county benchmark yield, so there is no typical-farm answer. Ask your FSA office.

2027: ask your FSA office

Sunflower seed

Either oneClose

They come out about $1 apart per base acre. Too small to matter.

PLC only pays if sunflower seed averages under 23.75 cents a pound for 2026.

2027: waiting on USDA’s closing 2025 price

Barley

ARC-COLeans

ARC-CO comes out about $10 more per base acre, but that swings from year to year. PLC did not come out ahead in any of the 11 price years we ran. Barley borrows corn’s price swings, so it stops at Leans.

PLC only pays if barley averages under $5.58 a bushel for 2026.

2027: no 2027 price yet

Deadlines

Counter sheet for the FSA office Share this county

Show the math

2026. The 2026 crop is mostly harvested, so each scenario uses a normal Peach County crop (FSA’s 2026 benchmark yield) and only the price moves. Prices start from USDA’s projected 2026/27 season-average prices (USDA WASDE, Oct 9, 2026: wheat $6.30, corn $4.70, soybeans $12.00, sorghum $4.50, oats $3.35, barley $5.70; FSA table of Sep 11, 2026: seed cotton $0.4114, peanuts $0.2400, sunflower seed $0.2470). Around that price we ran each past year with a final USDA price: how far that year’s final season-average price ended from October futures, for corn and soybeans. Wheat, seed cotton, peanuts, sorghum, oats, sunflower seed, barley have no October futures history of their own, so they borrow corn’s October swings (wheat its own price changes, scaled to corn’s size) and stop at Leans.

Two price starts. Corn: USDA $4.70; futures-based $4.97 (Dec '26 October average so far, $5.01 over 5 of 22 trading days, × 0.991, the 2015 to 2025 average of final price / October futures). Here, the typical farm’s answer at that start: neither expected to pay, against leans ARC-CO at USDA’s start. Soybeans: USDA $12.00; futures-based $12.84 (Nov '26 October average so far, $12.89 over 5 of 22 trading days, × 0.996, the 2015 to 2025 average of final price / October futures). Here, the typical farm’s answer at that start: neither expected to pay (the same). Where the two disagree on which program leads, or on a clear pick, a clear pick drops to Leans.

2027. Corn and soybeans start from futures: corn $4.91 (Dec 2027 corn futures $5.12 (Oct 9, 2026) × 0.959, the 2011 to 2025 average of final MYA / February futures); soybeans $12.17 (Nov 2027 soybean futures $12.45 (Oct 9, 2026) × 0.978, the 2011 to 2025 average of final MYA / February futures). Each scenario year also moves the county yield the way it moved that year. Wheat, peanuts, oats, barley: no 2027 price outlook we can check against past years, so no 2027 answer. Seed cotton, sorghum, sunflower seed wait on USDA’s closing 2025 price, which sets the 2027 reference price.

Typical farm. FSA’s county average PLC yield (wheat 45.1 bu; seed cotton 1,909.1 lb; corn 142.4 bu; soybeans 24.9 bu; peanuts 3,659.0 lb; sorghum 45.2 bu; oats 65.6 bu; sunflower seed 823.2 lb; barley 49.2 bu) and FSA’s official benchmark. “Lower” and “Higher” mean 15% under or over the county average. Payments are per base acre and count FSA’s 85% payment acres, before sequestration and payment limits.

How we call it. Clear pick when one program averages at least $2.00 more per base acre, the gap is more than t times its standard error (2.26 for 10 years, 2.23 for 11), and it paid more in at least 3 of the years. Leans when the gap is at least $3.00 and one standard error, and it paid more in at least 3 years. Close otherwise. When both round to $0: neither expected to pay.

Average payment per base acre over the scenario years, typical farm (about the same PLC yield).
CropPracticeYearPLCARC-COAnswer
WheatAll practices2026$8.31$9.38Either one
WheatAll practices2027nonenoneNo 2027 price yet
Seed cottonAll practices2026$28.38$1.56Leans PLC
Seed cottonAll practices2027nonenoneWait for USDA
CornAll practices2026$1.01$6.12Leans ARC-CO
CornAll practices2027$11.06$34.26Leans ARC-CO
SoybeansAll practices2026$0$0Neither pays
SoybeansAll practices2027$2.01$26.71ARC-CO
PeanutsAll practices2026$233.27$119.33Leans PLC
PeanutsAll practices2027nonenoneNo 2027 price yet
SorghumAll practices2026$9.62$14.22Leans ARC-CO
SorghumAll practices2027nonenoneWait for USDA
OatsAll practices2026nonenoneAsk FSA
OatsAll practices2027nonenoneAsk FSA
Sunflower seedAll practices2026$1.14$0Either one
Sunflower seedAll practices2027nonenoneWait for USDA
BarleyAll practices2026$3.42$13.80Leans ARC-CO
BarleyAll practices2027nonenoneNo 2027 price yet

Sources. FSA 2026 ARC-CO benchmark yields (county file of Jan 16, 2026); FSA county average PLC yields, program year 2025; FSA price tables of Sep 11, 2026; USDA WASDE, Oct 9, 2026; CME futures: Dec 2026 corn and Nov 2026 soybean October average through Oct 8, 2026; Dec 2027 corn and Nov 2027 soybean close of Oct 9, 2026; USDA NASS season-average prices for closed marketing years; FSA ARC-CO county files, program years 2021, 2022, 2023, 2024, 2025, 2026 (county yields and payments). Full method and back-test.

Wheat 2026 in Peach County: Close, either one

All practices, 2026: Close, either one: about $1.07 apart, too small or too uncertain to call (expected $8.31 PLC vs $9.38 ARC-CO per base acre; PLC paid more in 1 of 11 past-year scenarios, ARC-CO in 5).

PLC pays on any season-average price below $6.35, up to $100.82 per base acre at the $3.72 loan rate, so it protects against a deep price drop. ARC-CO is capped at $43.72 per base acre but also pays when the county’s yield is short; it paid something in 6 of the 11 past-year scenarios. With prices centered at $6.30, PLC is expected to pay $8.31 and ARC-CO $9.38 per base acre.

2027: No 2027 price yet: there is no 2027 price outlook for this crop we can check against past years, so no call. Type a price in the calculator to see the dollars. The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.

For a typical farm: FSA’s county average PLC yield 45.1 bu (program year 2025) and the official 61.41 bu benchmark. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.

Average PLC yield on enrolled wheat base in this county: 45.1 bu (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.

All practices: official 2026 ARC-CO benchmark

Benchmark yield (FSA)61.41 bu
Benchmark price 2026$6.98
Benchmark revenue$428.64/ac
Guarantee (90%)$385.78/ac
Max payment (12%)$51.44/ac
Max per base acre (×85%)$43.72

FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 57.07 · 2021: 55.14 (dropped) · 2022: 67.18 (dropped) · 2023: 65.82 · 2024: 61.33 (struck: high and low). Middle three average: 61.41 bu.

At a season-average price equal to the 2026 effective reference price ($6.35/bu), PLC pays nothing and ARC-CO pays when the county yield comes in below 60.8 bu, reaching its cap below 52.7 bu.

PLC vs ARC-CO break-even at a 61.41 bu county yield, 2026 prices

PLC yield, % of your official benchmarkWhich pays more, by season-average price
60%
36.8 bu
PLC pays more at $4.95 or lower. ARC-CO pays more from $4.96 to $6.17. Both pay the same at $6.18. PLC pays more from $6.19 to $6.34. Neither pays at $6.35 or higher.
70%
43.0 bu
PLC pays more at $5.15 or lower. ARC-CO pays more from $5.16 to $6.12. PLC pays more from $6.13 to $6.34. Neither pays at $6.35 or higher.
80%
49.1 bu
PLC pays more at $5.30 or lower. ARC-CO pays more from $5.31 to $6.01. PLC pays more from $6.02 to $6.34. Neither pays at $6.35 or higher.
90%
55.3 bu
PLC pays more at $5.41 or lower. ARC-CO pays more from $5.42 to $5.66. PLC pays more from $5.67 to $6.34. Neither pays at $6.35 or higher.
100%
61.4 bu
PLC pays more at $6.34 or lower. Neither pays at $6.35 or higher.

FSA history, all practices

YearBenchmarkPriceCounty yieldARC-CO $/ac
202151.08$5.5052.59none
202253.11$5.5065.14none
202354.32$5.5064.29none
202456.76$6.2160.31none
202558.83$6.9876.60none

Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.

Seed cotton 2026 in Peach County: Leans PLC

FSA’s seed cotton price is its own weighted average of the upland cotton lint price and the cottonseed price. We use FSA’s seed cotton series as published and never build it from the lint price. All seed cotton counties.

All practices, 2026: Leans PLC: expected about $26.82 more per base acre; ARC-CO did not pay more in any of the 11 years, but the gap is within the normal swing (expected $28.38 PLC vs $1.56 ARC-CO per base acre; PLC paid more in 8 of 11 past-year scenarios, ARC-CO in 0). Capped at Leans: this crop borrows corn’s price swings.

PLC pays on any season-average price below $0.4200, up to $194.73 per base acre at the $0.3000 loan rate, so it protects against a deep price drop. ARC-CO is capped at $86.90 per base acre but also pays when the county’s yield is short; it paid something in 2 of the 11 past-year scenarios. With prices centered at $0.4114, PLC is expected to pay $28.38 and ARC-CO $1.56 per base acre.

2027: Waiting on USDA’s closing 2025 season-average price, which sets the 2027 reference price. The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.

For a typical farm: FSA’s county average PLC yield 1,909.1 lb (program year 2025) and the official 1,976.33 lb benchmark. County yields from the Georgia average for this crop and practice (the county has fewer than 8 years). Run your own numbers in the calculator below.

Average PLC yield on enrolled seed cotton base in this county: 1,909.1 lb (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.

All practices: official 2026 ARC-CO benchmark

Benchmark yield (FSA)1,976.33 lb
Benchmark price 2026$0.4311
Benchmark revenue$852.00/ac
Guarantee (90%)$766.80/ac
Max payment (12%)$102.24/ac
Max per base acre (×85%)$86.90

FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 2111.38 · 2021: 2307.12 (dropped) · 2022: 1740.19 · 2023: 2077.44 · 2024: 1627.44 (dropped) (struck: high and low). Middle three average: 1,976.33 lb.

At a season-average price equal to the 2026 effective reference price ($0.4200/lb), PLC pays nothing and ARC-CO pays when the county yield comes in below 1,825.7 lb, reaching its cap below 1,582.3 lb.

PLC vs ARC-CO break-even at a 1,976.33 lb county yield, 2026 prices

PLC yield, % of your official benchmarkWhich pays more, by season-average price
60%
1,185.8 lb
PLC pays more at $0.3337 or lower. ARC-CO pays more from $0.3338 to $0.3399. PLC pays more from $0.3400 to $0.4199. Neither pays at $0.4200 or higher.
70%
1,383.4 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.
80%
1,581.1 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.
90%
1,778.7 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.
100%
1,976.3 lb
PLC pays more at $0.4199 or lower. Neither pays at $0.4200 or higher.

FSA history, all practices

YearBenchmarkPriceCounty yieldARC-CO $/ac
20252,130.24$0.43112579.40none

Program year; benchmark yield in lb/acre; benchmark price $/lb; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.

Corn 2026 in Peach County: Leans ARC-CO

All practices, 2026: Leans ARC-CO: expected about $5.11 more per base acre; PLC did not pay more in any of the 11 years, but the gap is within the normal swing (expected $1.01 PLC vs $6.12 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 4).

PLC pays on any season-average price below $4.42, up to $242.08 per base acre at the $2.42 loan rate, so it protects against a deep price drop. ARC-CO is capped at $109.22 per base acre but also pays when the county’s yield is short; it paid something in 4 of the 11 past-year scenarios. With prices centered at $4.70, PLC is expected to pay $1.01 and ARC-CO $6.12 per base acre.

2027: Leans ARC-CO: expected about $23.20 more per base acre; but the gap is within the normal swing, so PLC is a defensible choice (expected $11.06 PLC vs $34.26 ARC-CO per base acre; PLC paid more in 1 of 11 past-year scenarios, ARC-CO in 3). The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.

For a typical farm: FSA’s county average PLC yield 142.4 bu (program year 2025) and the official 212.88 bu benchmark. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.

Average PLC yield on enrolled corn base in this county: 142.4 bu (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.

All practices: official 2026 ARC-CO benchmark

Benchmark yield (FSA)212.88 bu
Benchmark price 2026$5.03
Benchmark revenue$1,070.79/ac
Guarantee (90%)$963.71/ac
Max payment (12%)$128.49/ac
Max per base acre (×85%)$109.22

FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 221.59 (dropped) · 2021: 217.87 · 2022: 205 · 2023: 215.78 · 2024: 168.94 (dropped) (struck: high and low). Middle three average: 212.88 bu.

At a season-average price equal to the 2026 effective reference price ($4.42/bu), PLC pays nothing and ARC-CO pays when the county yield comes in below 218.0 bu, reaching its cap below 189.0 bu.

PLC vs ARC-CO break-even at a 212.88 bu county yield, 2026 prices

PLC yield, % of your official benchmarkWhich pays more, by season-average price
60%
127.7 bu
PLC pays more at $3.41 or lower. ARC-CO pays more from $3.42 to $4.52. Neither pays at $4.53 or higher.
70%
149.0 bu
PLC pays more at $3.55 or lower. ARC-CO pays more from $3.56 to $4.52. Neither pays at $4.53 or higher.
80%
170.3 bu
PLC pays more at $3.66 or lower. ARC-CO pays more from $3.67 to $4.52. Neither pays at $4.53 or higher.
90%
191.6 bu
PLC pays more at $3.74 or lower. ARC-CO pays more from $3.75 to $4.52. Neither pays at $4.53 or higher.
100%
212.9 bu
PLC pays more at $3.81 or lower. ARC-CO pays more from $3.82 to $4.52. Neither pays at $4.53 or higher.

FSA history, all practices

YearBenchmarkPriceCounty yieldARC-CO $/ac
2021204.38$3.70203.52none
2022204.69$3.70193.52none
2023212.83$3.98207.17none
2024208.54$4.85163.00$101.14
2025209.02$5.03158.20$126.16

Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.

Soybeans 2026 in Peach County: Neither expected to pay

All practices, 2026: Neither expected to pay (expected $0 PLC vs $0 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 0).

PLC pays on any season-average price below $10.71, up to $82.33 per base acre at the $6.82 loan rate, so it protects against a deep price drop. ARC-CO is capped at $57.44 per base acre but also pays when the county’s yield is short; it paid something in 0 of the 11 past-year scenarios. With prices centered at $12.00, PLC is expected to pay $0 and ARC-CO $0 per base acre.

2027: Pick ARC-CO (expected $2.01 PLC vs $26.71 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 6). The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.

For a typical farm: FSA’s county average PLC yield 24.9 bu (program year 2025) and the official 46.27 bu benchmark. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.

Average PLC yield on enrolled soybeans base in this county: 24.9 bu (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.

All practices: official 2026 ARC-CO benchmark

Benchmark yield (FSA)46.27 bu
Benchmark price 2026$12.17
Benchmark revenue$563.11/ac
Guarantee (90%)$506.80/ac
Max payment (12%)$67.57/ac
Max per base acre (×85%)$57.44

FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 48.35 · 2021: 58.29 (dropped) · 2022: 45.24 · 2023: 45.23 · 2024: 41.2 (dropped) (struck: high and low). Middle three average: 46.27 bu.

At a season-average price equal to the 2026 effective reference price ($10.71/bu), PLC pays nothing and ARC-CO pays when the county yield comes in below 47.3 bu, reaching its cap below 41.0 bu.

PLC vs ARC-CO break-even at a 46.27 bu county yield, 2026 prices

PLC yield, % of your official benchmarkWhich pays more, by season-average price
60%
27.8 bu
PLC pays more at $8.27 or lower. ARC-CO pays more from $8.28 to $10.95. Neither pays at $10.96 or higher.
70%
32.4 bu
PLC pays more at $8.62 or lower. ARC-CO pays more from $8.63 to $10.95. Neither pays at $10.96 or higher.
80%
37.0 bu
PLC pays more at $8.88 or lower. ARC-CO pays more from $8.89 to $10.95. Neither pays at $10.96 or higher.
90%
41.6 bu
PLC pays more at $9.08 or lower. ARC-CO pays more from $9.09 to $10.95. Neither pays at $10.96 or higher.
100%
46.3 bu
PLC pays more at $9.25 or lower. ARC-CO pays more from $9.26 to $10.95. Neither pays at $10.96 or higher.

FSA history, all practices

YearBenchmarkPriceCounty yieldARC-CO $/ac
202137.62$8.9555.99none
202236.53$9.1243.40none
202345.89$9.5743.85none
202443.63$11.1240.28$14.45
202545.81$12.1735.23$66.90

Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.

Peanuts 2026 in Peach County: Leans PLC

All peanuts counties.

All practices, 2026: Leans PLC: expected about $113.93 more per base acre; ARC-CO did not pay more in any of the 11 years, but the gap is within the normal swing (expected $233.27 PLC vs $119.33 ARC-CO per base acre; PLC paid more in 11 of 11 past-year scenarios, ARC-CO in 0). Capped at Leans: this crop borrows corn’s price swings.

PLC pays on any season-average price below $0.3150, up to $373.22 per base acre at the $0.1950 loan rate, so it protects against a deep price drop. ARC-CO is capped at $137.51 per base acre but also pays when the county’s yield is short; it paid something in 11 of the 11 past-year scenarios. With prices centered at $0.2400, PLC is expected to pay $233.27 and ARC-CO $119.33 per base acre.

2027: No 2027 price yet: there is no 2027 price outlook for this crop we can check against past years, so no call. Type a price in the calculator to see the dollars. The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.

For a typical farm: FSA’s county average PLC yield 3,659.0 lb (program year 2025) and the official 4,279.92 lb benchmark. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.

Average PLC yield on enrolled peanuts base in this county: 3,659.0 lb (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.

All practices: official 2026 ARC-CO benchmark

Benchmark yield (FSA)4,279.92 lb
Benchmark price 2026$0.3150
Benchmark revenue$1,348.17/ac
Guarantee (90%)$1,213.36/ac
Max payment (12%)$161.78/ac
Max per base acre (×85%)$137.51

FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 4148.55 · 2021: 4433.49 · 2022: 3878.32 (dropped) · 2023: 4619.69 (dropped) · 2024: 4257.73 (struck: high and low). Middle three average: 4,279.92 lb.

At a season-average price equal to the 2026 effective reference price ($0.3150/lb), PLC pays nothing and ARC-CO pays when the county yield comes in below 3,851.9 lb, reaching its cap below 3,338.3 lb.

PLC vs ARC-CO break-even at a 4,279.92 lb county yield, 2026 prices

PLC yield, % of your official benchmarkWhich pays more, by season-average price
60%
2,568.0 lb
PLC pays more at $0.3149 or lower. Neither pays at $0.3150 or higher.
70%
2,995.9 lb
PLC pays more at $0.3149 or lower. Neither pays at $0.3150 or higher.
80%
3,423.9 lb
PLC pays more at $0.3149 or lower. Neither pays at $0.3150 or higher.
90%
3,851.9 lb
PLC pays more at $0.3149 or lower. Neither pays at $0.3150 or higher.
100%
4,279.9 lb
PLC pays more at $0.3149 or lower. Neither pays at $0.3150 or higher.

FSA history, all practices

YearBenchmarkPriceCounty yieldARC-CO $/ac
20254,384.95$0.31504106.90$165.75

Program year; benchmark yield in lb/acre; benchmark price $/lb; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.

Sorghum 2026 in Peach County: Leans ARC-CO

All sorghum counties.

All practices, 2026: Leans ARC-CO: expected about $4.59 more per base acre; PLC did not pay more in any of the 11 years, but the gap is within the normal swing (expected $9.62 PLC vs $14.22 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 9). Capped at Leans: this crop borrows corn’s price swings.

PLC pays on any season-average price below $4.67, up to $86.45 per base acre at the $2.42 loan rate, so it protects against a deep price drop. ARC-CO is capped at $27.21 per base acre but also pays when the county’s yield is short; it paid something in 9 of the 11 past-year scenarios. With prices centered at $4.50, PLC is expected to pay $9.62 and ARC-CO $14.22 per base acre.

2027: Waiting on USDA’s closing 2025 season-average price, which sets the 2027 reference price. The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.

For a typical farm: FSA’s county average PLC yield 45.2 bu (program year 2025) and the official 50.33 bu benchmark. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.

Average PLC yield on enrolled sorghum base in this county: 45.2 bu (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.

All practices: official 2026 ARC-CO benchmark

Benchmark yield (FSA)50.33 bu
Benchmark price 2026$5.30
Benchmark revenue$266.75/ac
Guarantee (90%)$240.07/ac
Max payment (12%)$32.01/ac
Max per base acre (×85%)$27.21

FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 73 (dropped) · 2021: 69 · 2022: 41 · 2023: 41 · 2024: 37.3 (dropped) (struck: high and low). Middle three average: 50.33 bu.

At a season-average price equal to the 2026 effective reference price ($4.67/bu), PLC pays nothing and ARC-CO pays when the county yield comes in below 51.4 bu, reaching its cap below 44.6 bu.

PLC vs ARC-CO break-even at a 50.33 bu county yield, 2026 prices

PLC yield, % of your official benchmarkWhich pays more, by season-average price
60%
30.2 bu
PLC pays more at $3.60 or lower. Both pay the same at $3.61. ARC-CO pays more from $3.62 to $4.76. Neither pays at $4.77 or higher.
70%
35.2 bu
PLC pays more at $3.76 or lower. ARC-CO pays more from $3.77 to $4.76. Neither pays at $4.77 or higher.
80%
40.3 bu
PLC pays more at $3.87 or lower. ARC-CO pays more from $3.88 to $4.76. Neither pays at $4.77 or higher.
90%
45.3 bu
PLC pays more at $3.96 or lower. ARC-CO pays more from $3.97 to $4.76. Neither pays at $4.77 or higher.
100%
50.3 bu
PLC pays more at $4.03 or lower. ARC-CO pays more from $4.04 to $4.76. Neither pays at $4.77 or higher.

FSA history, all practices

YearBenchmarkPriceCounty yieldARC-CO $/ac
202155.67$3.9569.00none
202255.67$3.9541.00none
202358.67$4.3141.00$15.34
202458.33$5.0137.30$29.22
202554.33$5.3034.94$34.55

Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.

Oats 2026 in Peach County: ARC-CO benchmark and break-even

All oats counties.

All practices: no typical-farm verdict. FSA’s average PLC yield for the county (65.6 bu) covers all practices and is above this benchmark (59.00 bu), so it does not describe a typical farm here. Run your own PLC yield below.

Average PLC yield on enrolled oats base in this county: 65.6 bu (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.

All practices: official 2026 ARC-CO benchmark

Benchmark yield (FSA)59.00 bu
Benchmark price 2026$3.94
Benchmark revenue$232.46/ac
Guarantee (90%)$209.21/ac
Max payment (12%)$27.90/ac
Max per base acre (×85%)$23.71

FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 54 · 2021: 70 (dropped) · 2022: 52 (dropped) · 2023: 61 · 2024: 62 (struck: high and low). Middle three average: 59.00 bu.

At a season-average price equal to the 2026 effective reference price ($3.05/bu), PLC pays nothing and ARC-CO pays when the county yield comes in below 68.6 bu, reaching its cap below 59.4 bu.

PLC vs ARC-CO break-even at a 59.00 bu county yield, 2026 prices

PLC yield, % of your official benchmarkWhich pays more, by season-average price
60%
35.4 bu
PLC pays more at $2.26 or lower. ARC-CO pays more from $2.27 to $3.54. Neither pays at $3.55 or higher.
70%
41.3 bu
PLC pays more at $2.37 or lower. ARC-CO pays more from $2.38 to $3.54. Neither pays at $3.55 or higher.
80%
47.2 bu
PLC pays more at $2.45 or lower. ARC-CO pays more from $2.46 to $3.54. Neither pays at $3.55 or higher.
90%
53.1 bu
PLC pays more at $2.52 or lower. ARC-CO pays more from $2.53 to $3.54. Neither pays at $3.55 or higher.
100%
59.0 bu
PLC pays more at $2.57 or lower. ARC-CO pays more from $2.58 to $3.54. Neither pays at $3.55 or higher.

FSA history, all practices

YearBenchmarkPriceCounty yieldARC-CO $/ac
202159.67$2.5570.00none
202258.33$2.6751.00none
202362.33$2.7561.00none
202462.33$3.3862.00none
202559.33$3.8468.34none

Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.

Sunflower seed 2026 in Peach County: Close, either one

All sunflower seed counties.

All practices, 2026: Close, either one: about $1.14 apart, too small or too uncertain to call (expected $1.14 PLC vs $0 ARC-CO per base acre; PLC paid more in 3 of 11 past-year scenarios, ARC-CO in 0).

PLC pays on any season-average price below $0.2375, up to $88.51 per base acre at the $0.1110 loan rate, so it protects against a deep price drop. ARC-CO is capped at $44.46 per base acre but also pays when the county’s yield is short; it paid something in 0 of the 11 past-year scenarios. With prices centered at $0.2470, PLC is expected to pay $1.14 and ARC-CO $0 per base acre.

2027: Waiting on USDA’s closing 2025 season-average price, which sets the 2027 reference price. The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.

For a typical farm: FSA’s county average PLC yield 823.2 lb (program year 2025) and the official 1,735.33 lb benchmark. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.

Average PLC yield on enrolled sunflower seed base in this county: 823.2 lb (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.

All practices: official 2026 ARC-CO benchmark

Benchmark yield (FSA)1,735.33 lb
Benchmark price 2026$0.2512
Benchmark revenue$435.91/ac
Guarantee (90%)$392.32/ac
Max payment (12%)$52.31/ac
Max per base acre (×85%)$44.46

FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 1790 (dropped) · 2021: 1530 (dropped) · 2022: 1750 · 2023: 1786 · 2024: 1670 (struck: high and low). Middle three average: 1,735.33 lb.

At a season-average price equal to the 2026 effective reference price ($0.2375/lb), PLC pays nothing and ARC-CO pays when the county yield comes in below 1,651.9 lb, reaching its cap below 1,431.6 lb.

PLC vs ARC-CO break-even at a 1,735.33 lb county yield, 2026 prices

PLC yield, % of your official benchmarkWhich pays more, by season-average price
60%
1,041.2 lb
PLC pays more at $0.1872 or lower. ARC-CO pays more from $0.1873 to $0.2089. PLC pays more from $0.2090 to $0.2374. Neither pays at $0.2375 or higher.
70%
1,214.7 lb
PLC pays more at $0.1944 or lower. ARC-CO pays more from $0.1945 to $0.1994. PLC pays more from $0.1995 to $0.2374. Neither pays at $0.2375 or higher.
80%
1,388.3 lb
PLC pays more at $0.2374 or lower. Neither pays at $0.2375 or higher.
90%
1,561.8 lb
PLC pays more at $0.2374 or lower. Neither pays at $0.2375 or higher.
100%
1,735.3 lb
PLC pays more at $0.2374 or lower. Neither pays at $0.2375 or higher.

FSA history, all practices

YearBenchmarkPriceCounty yieldARC-CO $/ac
20211,254.00$0.20151530.00none
20221,431.00$0.20151750.00none
20231,607.67$0.20531786.00none
20241,681.00$0.23081670.00none
20251,699.33$0.25101863.00none

Program year; benchmark yield in lb/acre; benchmark price $/lb; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.

Barley 2026 in Peach County: Leans ARC-CO

All barley counties.

All practices, 2026: Leans ARC-CO: expected about $10.37 more per base acre; PLC did not pay more in any of the 11 years, but the gap is within the normal swing (expected $3.42 PLC vs $13.80 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 8). Capped at Leans: this crop borrows corn’s price swings.

PLC pays on any season-average price below $5.58, up to $118.35 per base acre at the $2.75 loan rate, so it protects against a deep price drop. ARC-CO is capped at $48.62 per base acre but also pays when the county’s yield is short; it paid something in 8 of the 11 past-year scenarios. With prices centered at $5.70, PLC is expected to pay $3.42 and ARC-CO $13.80 per base acre.

2027: No 2027 price yet: there is no 2027 price outlook for this crop we can check against past years, so no call. Type a price in the calculator to see the dollars. The 2027 view uses FSA’s 2026 benchmark; FSA posts 2027 later.

For a typical farm: FSA’s county average PLC yield 49.2 bu (program year 2025) and the official 74.13 bu benchmark. County yields from this county’s own FSA yields. Run your own numbers in the calculator below.

Average PLC yield on enrolled barley base in this county: 49.2 bu (FSA, program year 2025). Your farm’s own is on the FSA-156EZ.

All practices: official 2026 ARC-CO benchmark

Benchmark yield (FSA)74.13 bu
Benchmark price 2026$6.43
Benchmark revenue$476.66/ac
Guarantee (90%)$428.99/ac
Max payment (12%)$57.20/ac
Max per base acre (×85%)$48.62

FSA trend-adjusted county yields (county yield or 80% of T-yield): 2020: 78 · 2021: 60 (dropped) · 2022: 72 · 2023: 72.4 · 2024: 79.29 (dropped) (struck: high and low). Middle three average: 74.13 bu.

At a season-average price equal to the 2026 effective reference price ($5.58/bu), PLC pays nothing and ARC-CO pays when the county yield comes in below 76.9 bu, reaching its cap below 66.6 bu.

PLC vs ARC-CO break-even at a 74.13 bu county yield, 2026 prices

PLC yield, % of your official benchmarkWhich pays more, by season-average price
60%
44.5 bu
PLC pays more at $4.29 or lower. ARC-CO pays more from $4.30 to $5.78. Neither pays at $5.79 or higher.
70%
51.9 bu
PLC pays more at $4.47 or lower. ARC-CO pays more from $4.48 to $5.78. Neither pays at $5.79 or higher.
80%
59.3 bu
PLC pays more at $4.61 or lower. ARC-CO pays more from $4.62 to $5.78. Neither pays at $5.79 or higher.
90%
66.7 bu
PLC pays more at $4.72 or lower. ARC-CO pays more from $4.73 to $5.78. Neither pays at $5.79 or higher.
100%
74.1 bu
PLC pays more at $4.80 or lower. ARC-CO pays more from $4.81 to $5.78. Neither pays at $5.79 or higher.

FSA history, all practices

YearBenchmarkPriceCounty yieldARC-CO $/ac
202176.00$4.9560.00$4.93
202277.67$4.9572.00none
202376.00$4.9572.40none
202475.67$5.0779.29none
202574.13$6.1076.70none

Program year; benchmark yield in bu/acre; benchmark price $/bu; actual county yield; ARC-CO payment rate per acre before the 85% factor. All from FSA’s files. Older program years use older windows and prices, so they are history, not this year’s benchmark.

Break-even prices are per base acre with both programs on 85% of base and 2026 prices. Your PLC yield is on the FSA-156EZ.

Run every number for your farm

Run your farm’s numbers

Run each crop on each FSA farm number separately. The election is made crop by crop, farm by farm.

From the FSA-156EZ. Base acres are not what you plant; each farm number has its own base.

On the FSA-156EZ for the farm. Each farm has its own.

Fills in from FSA’s official county file when we have it. You can type the number your county office gives you.

County average, not your farm. A normal year often comes in a bit above this.

USDA national season-average price for the marketing year, not your local cash price.

Goes on the printout and keeps each farm’s numbers apart on this device.

Loading FSA and USDA numbers for the calculator.

Questions about Peach County

Should I pick ARC or PLC for wheat in Peach County for 2026?

For a typical farm (all practices): Close, either one: about $1.07 apart, too small or too uncertain to call (expected $8.31 PLC vs $9.38 ARC-CO per base acre; PLC paid more in 1 of 11 past-year scenarios, ARC-CO in 5). PLC pays on any season-average price below $6.35, up to $100.82 per base acre at the $3.72 loan rate, so it protects against a deep price drop. ARC-CO is capped at $43.72 per base acre but also pays when the county’s yield is short; it paid something in 6 of the 11 past-year scenarios. With prices centered at $6.30, PLC is expected to pay $8.31 and ARC-CO $9.38 per base acre. Run your own PLC yield and base acres; the answer can change.

What is the ARC-CO benchmark yield for wheat in Peach County?

FSA's official 2026 benchmark yield for wheat in Peach County, Georgia is 61.41 bu (all practices). The 2026 benchmark price is $6.98 per bushel. FSA has not posted the 2027 benchmark.

Should I pick ARC or PLC for seed cotton in Peach County for 2026?

For a typical farm (all practices): Leans PLC: expected about $26.82 more per base acre; ARC-CO did not pay more in any of the 11 years, but the gap is within the normal swing (expected $28.38 PLC vs $1.56 ARC-CO per base acre; PLC paid more in 8 of 11 past-year scenarios, ARC-CO in 0). Capped at Leans: this crop borrows corn’s price swings. PLC pays on any season-average price below $0.4200, up to $194.73 per base acre at the $0.3000 loan rate, so it protects against a deep price drop. ARC-CO is capped at $86.90 per base acre but also pays when the county’s yield is short; it paid something in 2 of the 11 past-year scenarios. With prices centered at $0.4114, PLC is expected to pay $28.38 and ARC-CO $1.56 per base acre. Run your own PLC yield and base acres; the answer can change.

What is the ARC-CO benchmark yield for seed cotton in Peach County?

FSA's official 2026 benchmark yield for seed cotton in Peach County, Georgia is 1,976.33 lb (all practices). The 2026 benchmark price is $0.4311 per pound. FSA has not posted the 2027 benchmark.

Should I pick ARC or PLC for corn in Peach County for 2026?

For a typical farm (all practices): Leans ARC-CO: expected about $5.11 more per base acre; PLC did not pay more in any of the 11 years, but the gap is within the normal swing (expected $1.01 PLC vs $6.12 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 4). PLC pays on any season-average price below $4.42, up to $242.08 per base acre at the $2.42 loan rate, so it protects against a deep price drop. ARC-CO is capped at $109.22 per base acre but also pays when the county’s yield is short; it paid something in 4 of the 11 past-year scenarios. With prices centered at $4.70, PLC is expected to pay $1.01 and ARC-CO $6.12 per base acre. Run your own PLC yield and base acres; the answer can change.

What is the ARC-CO benchmark yield for corn in Peach County?

FSA's official 2026 benchmark yield for corn in Peach County, Georgia is 212.88 bu (all practices). The 2026 benchmark price is $5.03 per bushel. FSA has not posted the 2027 benchmark.

Should I pick ARC or PLC for soybeans in Peach County for 2026?

For a typical farm (all practices): Neither expected to pay (expected $0 PLC vs $0 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 0). PLC pays on any season-average price below $10.71, up to $82.33 per base acre at the $6.82 loan rate, so it protects against a deep price drop. ARC-CO is capped at $57.44 per base acre but also pays when the county’s yield is short; it paid something in 0 of the 11 past-year scenarios. With prices centered at $12.00, PLC is expected to pay $0 and ARC-CO $0 per base acre. Run your own PLC yield and base acres; the answer can change.

What is the ARC-CO benchmark yield for soybeans in Peach County?

FSA's official 2026 benchmark yield for soybeans in Peach County, Georgia is 46.27 bu (all practices). The 2026 benchmark price is $12.17 per bushel. FSA has not posted the 2027 benchmark.

Should I pick ARC or PLC for peanuts in Peach County for 2026?

For a typical farm (all practices): Leans PLC: expected about $113.93 more per base acre; ARC-CO did not pay more in any of the 11 years, but the gap is within the normal swing (expected $233.27 PLC vs $119.33 ARC-CO per base acre; PLC paid more in 11 of 11 past-year scenarios, ARC-CO in 0). Capped at Leans: this crop borrows corn’s price swings. PLC pays on any season-average price below $0.3150, up to $373.22 per base acre at the $0.1950 loan rate, so it protects against a deep price drop. ARC-CO is capped at $137.51 per base acre but also pays when the county’s yield is short; it paid something in 11 of the 11 past-year scenarios. With prices centered at $0.2400, PLC is expected to pay $233.27 and ARC-CO $119.33 per base acre. Run your own PLC yield and base acres; the answer can change.

What is the ARC-CO benchmark yield for peanuts in Peach County?

FSA's official 2026 benchmark yield for peanuts in Peach County, Georgia is 4,279.92 lb (all practices). The 2026 benchmark price is $0.3150 per pound. FSA has not posted the 2027 benchmark.

Should I pick ARC or PLC for sorghum in Peach County for 2026?

For a typical farm (all practices): Leans ARC-CO: expected about $4.59 more per base acre; PLC did not pay more in any of the 11 years, but the gap is within the normal swing (expected $9.62 PLC vs $14.22 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 9). Capped at Leans: this crop borrows corn’s price swings. PLC pays on any season-average price below $4.67, up to $86.45 per base acre at the $2.42 loan rate, so it protects against a deep price drop. ARC-CO is capped at $27.21 per base acre but also pays when the county’s yield is short; it paid something in 9 of the 11 past-year scenarios. With prices centered at $4.50, PLC is expected to pay $9.62 and ARC-CO $14.22 per base acre. Run your own PLC yield and base acres; the answer can change.

What is the ARC-CO benchmark yield for sorghum in Peach County?

FSA's official 2026 benchmark yield for sorghum in Peach County, Georgia is 50.33 bu (all practices). The 2026 benchmark price is $5.30 per bushel. FSA has not posted the 2027 benchmark.

What is the ARC-CO benchmark yield for oats in Peach County?

FSA's official 2026 benchmark yield for oats in Peach County, Georgia is 59.00 bu (all practices). The 2026 benchmark price is $3.94 per bushel. FSA has not posted the 2027 benchmark.

Should I pick ARC or PLC for sunflower seed in Peach County for 2026?

For a typical farm (all practices): Close, either one: about $1.14 apart, too small or too uncertain to call (expected $1.14 PLC vs $0 ARC-CO per base acre; PLC paid more in 3 of 11 past-year scenarios, ARC-CO in 0). PLC pays on any season-average price below $0.2375, up to $88.51 per base acre at the $0.1110 loan rate, so it protects against a deep price drop. ARC-CO is capped at $44.46 per base acre but also pays when the county’s yield is short; it paid something in 0 of the 11 past-year scenarios. With prices centered at $0.2470, PLC is expected to pay $1.14 and ARC-CO $0 per base acre. Run your own PLC yield and base acres; the answer can change.

What is the ARC-CO benchmark yield for sunflower seed in Peach County?

FSA's official 2026 benchmark yield for sunflower seed in Peach County, Georgia is 1,735.33 lb (all practices). The 2026 benchmark price is $0.2512 per pound. FSA has not posted the 2027 benchmark.

Should I pick ARC or PLC for barley in Peach County for 2026?

For a typical farm (all practices): Leans ARC-CO: expected about $10.37 more per base acre; PLC did not pay more in any of the 11 years, but the gap is within the normal swing (expected $3.42 PLC vs $13.80 ARC-CO per base acre; PLC paid more in 0 of 11 past-year scenarios, ARC-CO in 8). Capped at Leans: this crop borrows corn’s price swings. PLC pays on any season-average price below $5.58, up to $118.35 per base acre at the $2.75 loan rate, so it protects against a deep price drop. ARC-CO is capped at $48.62 per base acre but also pays when the county’s yield is short; it paid something in 8 of the 11 past-year scenarios. With prices centered at $5.70, PLC is expected to pay $3.42 and ARC-CO $13.80 per base acre. Run your own PLC yield and base acres; the answer can change.

What is the ARC-CO benchmark yield for barley in Peach County?

FSA's official 2026 benchmark yield for barley in Peach County, Georgia is 74.13 bu (all practices). The 2026 benchmark price is $6.43 per bushel. FSA has not posted the 2027 benchmark.

An estimate, not a USDA determination. Source: FSA ARC/PLC program data. Find your county office.

Related: All Georgia counties · ARC or PLC calculator and method · Peach County in the Farmland Atlas

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