How much of your crop can you safely pre-sell?

If you carry Revenue Protection (RP), your guarantee puts a revenue floor under a chunk of your bushels — which means you can forward-price them with a backstop. Most marketing tools ignore your insurance; most insurance tools ignore your marketing. This one sits in the middle. Enter your numbers and see your floor.

Sets a starting projected-price suggestion.

Your approved yield on the policy.

Your elected RP coverage level.

From the February discovery period. See current.

What this is — and isn't. RP protects revenue, not delivery. The math above shows the bushels your revenue guarantee covers if price falls. If you forward-price beyond your guaranteed bushels and then have a short crop, you're exposed to buying bushels back at a higher price — though RP's "higher of projected or harvest price" provision softens that. Basis isn't covered (guarantees are futures-based). This is decision-support and education, not marketing or insurance advice. Decisions are yours and your agent's.

Harvest-price upside

RP recalculates your guarantee on the higher of the projected or the October harvest price. Enter a harvest price to see whether your guarantee escalates.

October discovery average for the same contract.

Common questions

How are "guaranteed bushels" figured?

Coverage level times your APH yield. At 80% coverage on a 200 bu/acre APH, that's 160 bu/acre whose revenue your policy defends. A widely used rule of thumb is to keep pre-harvest forward pricing at or under that figure, because those are the bushels with a revenue floor beneath them.

What price does the floor use?

Your revenue guarantee is built on the projected price set during the February discovery period (December corn / November soybean futures averaged across February). That price, times coverage, times APH, is your per-acre guarantee. If the October harvest price comes in higher, RP raises the guarantee to match.

Does this mean forward-pricing is risk-free up to that level?

No. RP guarantees revenue, not a specific number of delivered bushels. If you sell bushels you don't grow, you may have to buy them back. The higher-of-price provision and the revenue (not bushel) structure help, but production risk above your guaranteed bushels is real. Talk it through with your own agent.

Is basis covered?

No. Crop insurance guarantees are based on futures prices, not your local cash bid. Your basis — cash minus futures — is a separate decision. The cash bids and basis tools cover that side.

Built and maintained by a licensed crop-insurance agent. I built this because I kept doing the same math by hand for growers and there was nowhere free to point them. Questions: sig@farmers1st.com · 715-797-2428.

AGSIST is an independent agricultural-intelligence project available at no charge for non-commercial use. Nothing here is insurance, marketing, financial, or legal advice. Policy terms are governed by your actual policy and the USDA Risk Management Agency; verify all figures with your agent and your policy documents.