Crop year 2027 · sign-up deadline Dec 1, 2026

PRF insurance in Las Animas County, Colorado: 2027 grids, values and record

Pasture, Rangeland, Forage (PRF) is USDA’s rainfall-index insurance for grazing land and hay ground. USDA’s 2027 files offer it in Las Animas County on 36 grids: 20200, 20201, 20202, 20203, 20204, 20205, 20206, 20207, 20208, 20500, 20501, 20502, 20503, 20504, 20505, 20506, 20507, 20508, 20800, 20801, 20802, 20803, 20804, 20805, 20806, 20807, 20808, 21102, 21103, 21104, 21105, 21106, 21107, 21108, 21403, 21404. It pays when precipitation in the grid over two months you choose comes in under a set share of normal.

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Grids
36
Grazing, county base value per acre
$11.90
Hay, non-irrigated, per acre
$149.00
Hay, irrigated, per acre
$37.00
January to February cap
25%
Sign-up deadline
Dec 1, 2026

USDA’s 2027 county base values, the same on every grid in the county. Protection per acre is the value times your coverage level times a productivity factor of 60 to 150: grazing at 90% and 100 is $10.71 an acre.

Example, not a recommendation: 100 acres of grazing at 90% coverage, productivity factor 100, half in April to May and half in June to July, on grid 20806, the middle of the county’s 36 grids by premium. The full premium is $171: USDA pays $87 and you pay $84, or $0.84 an acre. Run over 1951 to 2025 at 2027 rates, it would have paid in 55 of 75 years, an average of $149 a year, or $1.49 an acre. That is the past record, not a forecast, and it leaves out the administrative fee.

What each pair of months costs in Las Animas County

At 90% coverage, across the 36 grids that touch the county: the middle grid first, then the lowest and highest. The premium is the full rate per $100 of protection; USDA pays 59% at 70%, 59% at 75%, 55% at 80%, 55% at 85%, 51% at 90%. Normal is the grid’s average precipitation for those months. A year counts, of the 75 from 1951 to 2025, when the grid’s index for those months came in under 90% of normal, which is when a 90% policy pays.

Each pair of months in Las Animas County, Colorado at 90% coverage
MonthsNormalPremium per $100Years under 90%
Jan-Feb0.99 in$20.05
$13.24–25.59		39
31–46
Feb-Mar1.45 in$20.36
$11.09–26.34		41
29–46
Mar-Apr2.22 in$22.03
$15.60–26.85		39
34–46
Apr-May3.33 in$19.93
$18.03–21.31		38
32–42
May-Jun3.63 in$16.59
$14.68–19.53		37
30–41
Jun-Jul4.28 in$11.95
$8.18–14.48		30
26–34
Jul-Aug5.13 in$10.84
$8.46–13.21		32
28–37
Aug-Sep3.80 in$11.84
$9.49–13.80		32
27–36
Sep-Oct2.28 in$19.48
$16.07–25.85		34
30–40
Oct-Nov1.61 in$25.74
$16.03–30.86		39
32–45
Nov-Dec1.14 in$22.25
$13.86–27.97		38
31–44

The wettest pair of months here is July to August (5.13 in on the middle grid) and the driest is January to February (0.99 in). Coverage costs least in July to August and most in October to November. The months to insure are the ones when a dry spell costs you grass or hay, not the cheapest ones.

The last five years in Las Animas County, and 2026 so far

The index for each pair of months as a percent of normal (100 is a normal year), on the middle grid (each grid has its own; the calculator shows yours). Shaded cells came in under 90%, where a 90% policy on those months would have paid. 2026 shows the 6 pairs of months USDA has published so far.

PRF index by pair of months, 2021 to 2026, Las Animas County, Colorado
Months202120222023202420252026
so far
Jan-Feb1131031311847365
Feb-Mar139105541515615
Mar-Apr807962836118
Apr-May150461196211364
May-Jun154771528913367
Jun-Jul84124110939457
Jul-Aug88134798486—
Aug-Sep67961059185—
Sep-Oct545510016470—
Oct-Nov35644629560—
Nov-Dec10327422971—

Every year since 1951, priced at 2027 rates, is in the calculator.

PRF grids in Las Animas County

Each grid’s normal precipitation over a year, its driest year since 1951 as a percent of normal, 2025 as a percent of normal, and how many of 75 years as a whole came in under 90%.

PRF grids in Las Animas County, Colorado
GridNormal, yearDriest year2025Years under 90%Calculator
2020020.8 in2020, 60%91%22Open
2020117.1 in2020, 61%96%24Open
2020216.1 in2012, 53%98%25Open
2020316.7 in2012, 51%96%26Open
2020418.2 in2012, 54%98%24Open
2020517.0 in2012, 57%103%25Open
2020616.1 in2012, 60%102%24Open
2020715.5 in1964, 58%101%27Open
2020815.4 in1956, 60%102%25Open
2050025.7 in2020, 62%83%21Open
2050118.4 in2020, 62%88%22Open
2050216.2 in2012, 57%88%23Open
2050316.5 in2012, 49%85%28Open
2050414.5 in2012, 49%87%24Open
2050515.0 in2012, 54%90%22Open
2050615.6 in1964, 58%92%26Open
2050715.6 in1964, 50%91%29Open
2050815.3 in1964, 58%93%26Open
2080023.8 in2002, 64%86%23Open
2080119.3 in2020, 62%87%22Open
2080216.6 in2012, 60%87%23Open
2080314.4 in2012, 48%85%27Open
2080413.6 in2012, 43%84%26Open
2080513.6 in2012, 50%84%25Open
2080614.4 in1964, 59%84%25Open
2080715.2 in1964, 52%87%28Open
2080815.5 in1952, 58%93%24Open
2110214.6 in2012, 59%86%24Open
2110314.2 in2012, 52%86%27Open
2110413.9 in2012, 47%82%27Open

And 6 more grids: 21105, 21106, 21107, 21108, 21403, 21404. Each opens in the calculator.

PRF dates for 2027

  • Dec 1, 2026: sales closing. New policies and changes are due at your agent.
  • Dec 1, 2026: acreage report.
  • Sep 1, 2027: premium billed, no earlier than this.

From 2027, grazing acres need livestock you have an interest in, equal to at least 25% of the stocking rate, or no payment is due and the premium is still owed. PRF pays on the grid’s precipitation index, not on your production. How PRF works · Before you sign · PRF in Colorado

PRF questions in Las Animas County

When is the PRF deadline in Las Animas County for 2027?

The sales closing date is Dec 1, 2026, the same across the country. The acreage report is due Dec 1, 2026, and the premium is billed no earlier than Sep 1, 2027.

Which PRF grid is Las Animas County in?

Grids 20200, 20201, 20202, 20203, 20204, 20205, 20206, 20207, 20208, 20500, 20501, 20502, 20503, 20504, 20505, 20506, 20507, 20508, 20800, 20801, 20802, 20803, 20804, 20805, 20806, 20807, 20808, 21102, 21103, 21104, 21105, 21106, 21107, 21108, 21403, 21404 touch Las Animas County. A grid is a quarter degree of latitude by a quarter degree of longitude, about 17 miles north to south. Your grid follows from a point inside the acres you insure; type a ZIP or coordinates in the calculator to find it.

How much does PRF cost per acre in Las Animas County?

It depends on the grid, the months, the coverage level and your productivity factor. USDA’s 2027 county base value is $11.90 an acre for grazing, $149.00 for non-irrigated hay. At 90% coverage and a productivity factor of 100, grazing land is protected for $10.71 an acre, and the full premium runs $10.84 to $25.74 per $100 of protection depending on the months, on the middle grid. USDA pays 51% to 59% of the premium. In the example above, 100 acres of grazing at 90% with half in April to May and half in June to July, you pay $0.84 an acre on grid 20806. The calculator gives the figure for your acres and months.

How often has PRF paid in Las Animas County?

At 90% coverage a pair of months pays when the index comes in under 90% of normal. Over 1951 to 2025, on the middle grid, that happened in 30 to 41 of 75 years, depending on the months. Run at 2027 rates, $1 of full premium at 90% would have paid back a middle $0.87 across the county’s grids and months. That is the past record, not a forecast.

By Sigurd Lindquist, a Certified Crop Adviser (CCA) who owns a licensed crop insurance agency. This page sells no insurance and asks for no contact details. Figures from USDA RMA’s 2027 Actuarial Data Master and PRF index record, read Oct 12, 2026. The index record is what USDA publishes for 2027; policies in past years were paid on their own rates and data.

PRF in Colorado · Las Animas County in the Farmland Atlas · ARC or PLC in Las Animas County · PRF calculator

Rain so far this year in Colorado, county by county