Crop year 2027 · sign-up deadline Dec 1, 2026

PRF insurance in Lander County, Nevada: 2027 grids, values and record

Pasture, Rangeland, Forage (PRF) is USDA’s rainfall-index insurance for grazing land and hay ground. USDA’s 2027 files offer it in Lander County on 41 grids: 22849, 22850, 22851, 22852, 22853, 22854, 23149, 23150, 23151, 23152, 23153, 23154, 23450, 23451, 23452, 23453, 23454, 23750, 23751, 23752, 23753, 23754, 24050, 24051, 24052, 24053, 24054, 24351, 24352, 24353, 24354, 24651, 24652, 24653, 24654, 24952, 24953, 24954, 25252, 25253, 25254. It pays when precipitation in the grid over two months you choose comes in under a set share of normal.

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Grids
41
Grazing, county base value per acre
$11.30
Hay, non-irrigated, per acre
$188.00
Hay, irrigated, per acre
$16.00
January to February cap
25%
Sign-up deadline
Dec 1, 2026

USDA’s 2027 county base values, the same on every grid in the county. Protection per acre is the value times your coverage level times a productivity factor of 60 to 150: grazing at 90% and 100 is $10.17 an acre.

Example, not a recommendation: 100 acres of grazing at 90% coverage, productivity factor 100, half in April to May and half in June to July, on grid 24053, the middle of the county’s 41 grids by premium. The full premium is $243: USDA pays $124 and you pay $119, or $1.19 an acre. Run over 1951 to 2025 at 2027 rates, it would have paid in 60 of 75 years, an average of $214 a year, or $2.14 an acre. That is the past record, not a forecast, and it leaves out the administrative fee.

What each pair of months costs in Lander County

At 90% coverage, across the 41 grids that touch the county: the middle grid first, then the lowest and highest. The premium is the full rate per $100 of protection; USDA pays 59% at 70%, 59% at 75%, 55% at 80%, 55% at 85%, 51% at 90%. Normal is the grid’s average precipitation for those months. A year counts, of the 75 from 1951 to 2025, when the grid’s index for those months came in under 90% of normal, which is when a 90% policy pays.

Each pair of months in Lander County, Nevada at 90% coverage
MonthsNormalPremium per $100Years under 90%
Jan-Feb1.91 in$18.97
$15.36–22.48		36
32–40
Feb-Mar1.91 in$18.23
$16.07–20.73		35
29–39
Mar-Apr2.05 in$18.16
$15.54–21.11		33
30–37
Apr-May2.20 in$20.22
$18.47–23.88		38
33–44
May-Jun1.99 in$24.23
$21.06–27.56		39
35–42
Jun-Jul1.28 in$27.63
$22.00–34.04		41
34–45
Jul-Aug0.87 in$29.88
$23.98–36.59		42
37–45
Aug-Sep0.97 in$33.88
$29.98–37.45		41
35–45
Sep-Oct1.34 in$26.94
$24.24–30.02		40
34–43
Oct-Nov1.65 in$23.26
$18.41–27.33		38
32–44
Nov-Dec1.88 in$21.05
$19.76–24.14		34
30–38

The wettest pair of months here is April to May (2.20 in on the middle grid) and the driest is July to August (0.87 in). Coverage costs least in March to April and most in August to September. The months to insure are the ones when a dry spell costs you grass or hay, not the cheapest ones.

The last five years in Lander County, and 2026 so far

The index for each pair of months as a percent of normal (100 is a normal year), on the middle grid (each grid has its own; the calculator shows yours). Shaded cells came in under 90%, where a 90% policy on those months would have paid. 2026 shows the 6 pairs of months USDA has published so far.

PRF index by pair of months, 2021 to 2026, Lander County, Nevada
Months202120222023202420252026
so far
Jan-Feb95191781778267
Feb-Mar1166014713716448
Mar-Apr856011910413262
Apr-May844772637586
May-Jun6635131394449
Jun-Jul6432114891876
Jul-Aug8717514811485—
Aug-Sep15216243123208—
Sep-Oct167111146107235—
Oct-Nov1441036191105—
Nov-Dec115196408659—

Every year since 1951, priced at 2027 rates, is in the calculator.

PRF grids in Lander County

Each grid’s normal precipitation over a year, its driest year since 1951 as a percent of normal, 2025 as a percent of normal, and how many of 75 years as a whole came in under 90%.

PRF grids in Lander County, Nevada
GridNormal, yearDriest year2025Years under 90%Calculator
228498.8 in1959, 40%101%28Open
2285010.7 in1959, 37%104%25Open
2285110.1 in1959, 37%105%24Open
228529.9 in1959, 39%104%24Open
2285312.0 in1959, 45%106%22Open
2285411.3 in1953, 44%102%25Open
231499.4 in1959, 42%98%26Open
2315010.7 in1959, 41%105%27Open
231518.3 in1959, 42%108%25Open
2315212.6 in1959, 42%110%23Open
231539.5 in1959, 46%109%24Open
2315411.1 in1953, 49%99%25Open
234507.9 in1959, 44%110%25Open
2345110.7 in1959, 44%116%26Open
2345210.5 in1959, 44%121%26Open
2345313.6 in1959, 46%116%28Open
2345412.5 in1959, 50%101%28Open
237507.4 in1959, 44%104%25Open
237518.6 in1959, 44%118%28Open
237529.8 in1959, 44%125%26Open
2375311.5 in1959, 47%120%29Open
2375411.2 in2020, 52%99%27Open
240507.3 in1959, 43%87%27Open
2405110.8 in1959, 43%103%26Open
240529.8 in1959, 45%118%26Open
2405310.4 in1959, 49%109%26Open
2405410.9 in2020, 56%96%28Open
243519.8 in1959, 44%82%28Open
243528.6 in1959, 44%89%27Open
2435313.4 in1959, 46%93%26Open

And 11 more grids: 24354, 24651, 24652, 24653, 24654, 24952, 24953, 24954, 25252, 25253, 25254. Each opens in the calculator.

PRF dates for 2027

  • Dec 1, 2026: sales closing. New policies and changes are due at your agent.
  • Dec 1, 2026: acreage report.
  • Sep 1, 2027: premium billed, no earlier than this.

From 2027, grazing acres need livestock you have an interest in, equal to at least 25% of the stocking rate, or no payment is due and the premium is still owed. PRF pays on the grid’s precipitation index, not on your production. How PRF works · Before you sign · PRF in Nevada

PRF questions in Lander County

When is the PRF deadline in Lander County for 2027?

The sales closing date is Dec 1, 2026, the same across the country. The acreage report is due Dec 1, 2026, and the premium is billed no earlier than Sep 1, 2027.

Which PRF grid is Lander County in?

Grids 22849, 22850, 22851, 22852, 22853, 22854, 23149, 23150, 23151, 23152, 23153, 23154, 23450, 23451, 23452, 23453, 23454, 23750, 23751, 23752, 23753, 23754, 24050, 24051, 24052, 24053, 24054, 24351, 24352, 24353, 24354, 24651, 24652, 24653, 24654, 24952, 24953, 24954, 25252, 25253, 25254 touch Lander County. A grid is a quarter degree of latitude by a quarter degree of longitude, about 17 miles north to south. Your grid follows from a point inside the acres you insure; type a ZIP or coordinates in the calculator to find it.

How much does PRF cost per acre in Lander County?

It depends on the grid, the months, the coverage level and your productivity factor. USDA’s 2027 county base value is $11.30 an acre for grazing, $188.00 for non-irrigated hay. At 90% coverage and a productivity factor of 100, grazing land is protected for $10.17 an acre, and the full premium runs $18.16 to $33.88 per $100 of protection depending on the months, on the middle grid. USDA pays 51% to 59% of the premium. In the example above, 100 acres of grazing at 90% with half in April to May and half in June to July, you pay $1.19 an acre on grid 24053. The calculator gives the figure for your acres and months.

How often has PRF paid in Lander County?

At 90% coverage a pair of months pays when the index comes in under 90% of normal. Over 1951 to 2025, on the middle grid, that happened in 33 to 42 of 75 years, depending on the months. Run at 2027 rates, $1 of full premium at 90% would have paid back a middle $0.88 across the county’s grids and months. That is the past record, not a forecast.

By Sigurd Lindquist, a Certified Crop Adviser (CCA) who owns a licensed crop insurance agency. This page sells no insurance and asks for no contact details. Figures from USDA RMA’s 2027 Actuarial Data Master and PRF index record, read Oct 12, 2026. The index record is what USDA publishes for 2027; policies in past years were paid on their own rates and data.

PRF in Nevada · Lander County in the Farmland Atlas · ARC or PLC in Lander County · PRF calculator

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