Crop year 2027 · sign-up deadline Dec 1, 2026

PRF insurance in Bartow County, Georgia: 2027 grids, values and record

Pasture, Rangeland, Forage (PRF) is USDA’s rainfall-index insurance for grazing land and hay ground. USDA’s 2027 files offer it in Bartow County on 6 grids: 16980, 16981, 16982, 17280, 17281, 17282. It pays when precipitation in the grid over two months you choose comes in under a set share of normal.

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Grids: 6
Grazing, county base value per acre: $48.70
Hay, non-irrigated, per acre: $262.00
Hay, irrigated, per acre: $197.00
January to February cap: 25%
Sign-up deadline: Dec 1, 2026

USDA’s 2027 county base values, the same on every grid in the county. Protection per acre is the value times your coverage level times a productivity factor of 60 to 150: grazing at 90% and 100 is $43.83 an acre.

Example, not a recommendation: 100 acres of grazing at 90% coverage, productivity factor 100, half in April to May and half in June to July, on grid 16980, the middle of the county’s 6 grids by premium. The full premium is $491: USDA pays $250 and you pay $241, or $2.41 an acre. Run over 1951 to 2025 at 2027 rates, it would have paid in 51 of 75 years, an average of $412 a year, or $4.12 an acre. That is the past record, not a forecast, and it leaves out the administrative fee.

What each pair of months costs in Bartow County

At 90% coverage, across the 6 grids that touch the county: the middle grid first, then the lowest and highest. The premium is the full rate per $100 of protection; USDA pays 59% at 70%, 59% at 75%, 55% at 80%, 55% at 85%, 51% at 90%. Normal is the grid’s average precipitation for those months. A year counts, of the 75 from 1951 to 2025, when the grid’s index for those months came in under 90% of normal, which is when a 90% policy pays.

Each pair of months in Bartow County, Georgia at 90% coverage
Months	Normal	Premium per $100	Years under 90%
Jan-Feb	9.72 in	$8.10 $7.74–8.98	33 30–36
Feb-Mar	10.44 in	$10.03 $9.83–10.12	29 29–33
Mar-Apr	10.27 in	$10.63 $10.31–11.40	29 28–32
Apr-May	8.65 in	$11.17 $10.42–11.39	32 31–37
May-Jun	7.96 in	$11.73 $11.20–12.10	33 30–35
Jun-Jul	8.32 in	$11.33 $11.00–11.85	34 33–38
Jul-Aug	8.14 in	$9.84 $9.60–10.36	30 27–32
Aug-Sep	7.59 in	$11.75 $11.09–12.71	34 32–35
Sep-Oct	7.05 in	$17.50 $17.19–17.77	35 33–38
Oct-Nov	6.98 in	$14.78 $14.62–15.65	36 33–39
Nov-Dec	8.46 in	$12.82 $12.63–13.53	33 29–35

The wettest pair of months here is February to March (10.44 in on the middle grid) and the driest is October to November (6.98 in). Coverage costs least in January to February and most in September to October. The months to insure are the ones when a dry spell costs you grass or hay, not the cheapest ones.

The last five years in Bartow County, and 2026 so far

The index for each pair of months as a percent of normal (100 is a normal year), on the middle grid (each grid has its own; the calculator shows yours). Shaded cells came in under 90%, where a 90% policy on those months would have paid. 2026 shows the 6 pairs of months USDA has published so far.

PRF index by pair of months, 2021 to 2026, Bartow County, Georgia
Months	2021	2022	2023	2024	2025	2026 so far
Jan-Feb	82	109	127	108	76	82
Feb-Mar	113	123	95	88	76	57
Mar-Apr	102	97	114	87	87	55
Apr-May	93	82	94	92	152	100
May-Jun	145	63	59	91	140	104
Jun-Jul	139	81	91	98	71	90
Jul-Aug	160	110	119	97	74	—
Aug-Sep	173	94	78	127	84	—
Sep-Oct	122	69	23	114	72	—
Oct-Nov	65	95	26	53	60	—
Nov-Dec	79	120	56	102	38	—

Every year since 1951, priced at 2027 rates, is in the calculator.

PRF grids in Bartow County

Each grid’s normal precipitation over a year, its driest year since 1951 as a percent of normal, 2025 as a percent of normal, and how many of 75 years as a whole came in under 90%. The driest year on the record here was 2007.

PRF grids in Bartow County, Georgia
Grid	Normal, year	Driest year	2025	Years under 90%	Calculator
16980	51.1 in	2007, 54%	81%	24	Open
16981	50.3 in	2007, 55%	76%	23	Open
16982	51.8 in	2007, 58%	80%	24	Open
17280	53.1 in	2007, 54%	90%	23	Open
17281	52.0 in	2007, 53%	85%	22	Open
17282	54.5 in	2007, 57%	85%	26	Open

PRF dates for 2027

Dec 1, 2026: sales closing. New policies and changes are due at your agent.
Dec 1, 2026: acreage report.
Sep 1, 2027: premium billed, no earlier than this.

From 2027, grazing acres need livestock you have an interest in, equal to at least 25% of the stocking rate, or no payment is due and the premium is still owed. PRF pays on the grid’s precipitation index, not on your production. How PRF works · Before you sign · PRF in Georgia

PRF questions in Bartow County

When is the PRF deadline in Bartow County for 2027?

The sales closing date is Dec 1, 2026, the same across the country. The acreage report is due Dec 1, 2026, and the premium is billed no earlier than Sep 1, 2027.

Which PRF grid is Bartow County in?

Grids 16980, 16981, 16982, 17280, 17281, 17282 touch Bartow County. A grid is a quarter degree of latitude by a quarter degree of longitude, about 17 miles north to south. Your grid follows from a point inside the acres you insure; type a ZIP or coordinates in the calculator to find it.

How much does PRF cost per acre in Bartow County?

It depends on the grid, the months, the coverage level and your productivity factor. USDA’s 2027 county base value is $48.70 an acre for grazing, $262.00 for non-irrigated hay. At 90% coverage and a productivity factor of 100, grazing land is protected for $43.83 an acre, and the full premium runs $8.10 to $17.50 per $100 of protection depending on the months, on the middle grid. USDA pays 51% to 59% of the premium. In the example above, 100 acres of grazing at 90% with half in April to May and half in June to July, you pay $2.41 an acre on grid 16980. The calculator gives the figure for your acres and months.

How often has PRF paid in Bartow County?

At 90% coverage a pair of months pays when the index comes in under 90% of normal. Over 1951 to 2025, on the middle grid, that happened in 29 to 36 of 75 years, depending on the months. Run at 2027 rates, $1 of full premium at 90% would have paid back a middle $0.85 across the county’s grids and months. That is the past record, not a forecast.

By Sigurd Lindquist, a Certified Crop Adviser (CCA) who owns a licensed crop insurance agency. This page sells no insurance and asks for no contact details. Figures from USDA RMA’s 2027 Actuarial Data Master and PRF index record, read Oct 12, 2026. The index record is what USDA publishes for 2027; policies in past years were paid on their own rates and data.

PRF in Georgia · Bartow County in the Farmland Atlas · ARC or PLC in Bartow County · PRF calculator

Rain so far this year in Georgia, county by county